About This Home

This 6-bedroom, 4-bathroom multi-family at 13801 Bay Avenue in Panama City Beach, FL is listed for $725,000 ($313 per sqft). Built in 1983, the home offers 2,320 sqft of living space on a N/A lot.

Key Features

  • Built in 1983
  • 12 parking spaces

Property Details

4 full
2-car garage
1983

Amenities

A/CRV Parking
Listing Description

Two residences, one property, and an incredible opportunity just steps from the Gulf in sought-after Bid-A-Wee!Located within a section of the neighborhood where SHORT-TERM RENTALS ARE PERMITTED, 13801 Bay Avenue offers a rare combination of flexibility, beach access, and investment potential in the heart of Panama City Beach.

Situated on a single parcel are two separate 3-bedroom, 2-bath residences totaling approximately 2,300 square feet of living space. Both offer their own living areas, kitchens, laundry, private entrances, fenced outdoor spaces, and garage access, creating countless possibilities for how the property can be enjoyed.

The main home has received updates throughout and includes a sunroom/breezeway leading to the garage and backyard, while the second residence offers an open layout and covered front porch. With six bedrooms and four bathrooms between the two, the setup works beautifully for extended family, guests, a primary residence with additional income potential, or a vacation rental investment.

Generous parking also provides room for additional vehicles or a boat. And then there's the location! Bid-A-Wee is known for its gated, deeded beach access, offering a more private way to enjoy Panama City Beach's sugar-white sand and emerald Gulf waters.

The beach is just a short walk or quick golf-cart ride away, while Pier Park, shopping, restaurants, entertainment, nightlife, and everyday conveniences are all just minutes from home. Properties offering this combination of two residences, short-term rental potential, garage and outdoor space, beach access, and a central PCB location don't come along often.

Whether you're looking for a primary home with additional living quarters, a multigenerational setup, beach getaway, or income-producing opportunity, 13801 Bay Avenue gives you the flexibility to make it your own. Two residences. Six bedrooms. Beach access. Short-term rental potential. One unique Bid-A-Wee opportunity.

Monthly Cost Estimate

$3,877/mo

20% down · 6.5% · 30 years

Principal$524
Interest$3,142
Insurance$211

Estimates only. Actual payments may vary.

Location

13801 Bay Avenue

Panama City Beach, FL 32413

BID-A-WEE BEACH 1ST ADDN

Features & Amenities

Interior Features

Ceiling Vaulted

Property Details

Flooring

TileCarpetVinyl

Construction

Concrete Stucco

Parking

OversizeGuestRVBoat

Heating

Central

Cooling

Central Air

Appliances

DishwasherRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 6-bedroom, 4-bathroom multi-family at 13801 Bay Avenue is listed at $725,000 ($313/sqft). The estimated monthly payment is $3,877 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1983, 12 parking spaces. Interior Features: Ceiling Vaulted.

This property is listed by Bubba McCants.

BM

Bubba McCants

License 3062634

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1010988· Source: Emerald Coast Association of Realtors· 60 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13801 Bay Avenue, Panama City Beach, FL 32413

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