# 13909 W BAY RD, Winchester, WI 54557 > **TL;DR:** 3bd/2ba single family, $847,500. > Fireplace, Waterfront, View, 2-car garage. Est. $4,532/mo. Listed 53 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $847,500 | | Bedrooms | 3 | | Bathrooms | 2 full | | Lot Size | 91,476 sqft (2.10 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 53 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,285 | | Estimated Insurance | $247 | | **Total** | **$4,532** | ## Nearby Schools - **Elementary:** VI North Lakeland - **Middle:** VI North Lakeland - **High:** ON Lakeland Union ## Key Amenities - Fireplace - Waterfront - View - 2-car garage ## Property Highlights - 2.10 acre lot - Fireplace - Waterfront ## Description ### Agent Description Welcome to your private North Turtle Lake retreat! Beautifully remodeled 3 bedroom, 2 bath home set on 2 wooded acres with an impressive 300 feet of frontage on North Turtle Lake. Thoughtfully updated throughout with high-end finishes, this home offers a blend of luxury, comfort, and peaceful lake living. The spacious primary suite is a true retreat, featuring a large bedroom and private ensuite bath. The open, beautifully finished living spaces showcase quality craftsmanship and are perfectly suited for relaxing by a wood burning fireplace or entertaining while taking in the stunning lake views. Outside, the wooded 2-acre setting provides exceptional privacy, tranquility, and a true connection to nature. A detached 2-car garage provides space for vehicles, lake toys, and storage. North Turtle Lake is part of the Turtle Winchester 3 lake Chain which is known for great recreation and fishing! Whether you're enjoying morning coffee overlooking the water, spending the day on the lake, or unwinding in the peaceful surroundings, this property offers the quintessential Northwoods lake home experience! ## Location - **Address:** 13909 W BAY RD, Winchester, WI 54557 - **County:** Vilas - **Coordinates:** 46.24138627, -89.88760252 - **Google Maps:** https://www.google.com/maps?q=46.24138627,-89.88760252 ## Listing Agent - **Name:** LINDA LONG TEAM · **License:** 54872 - 90 - **Brokerage:** Redman Realty Group, LLC - **Broker Phone:** (715) 358-0450 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/13909-W-Bay-Rd_Winchester_WI_54557_M85045-47224?f=listhub&s=GNMLSWI&m=219566&c=propsimple) ## Photos ![13909 W BAY RD - Photo 1](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f514984681r.jpg) ![13909 W BAY RD - Photo 2](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1144561026r.jpg) ![13909 W BAY RD - Photo 3](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1829629322r.jpg) ![13909 W BAY RD - Photo 4](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f476994799r.jpg) ![13909 W BAY RD - Photo 5](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f4182368190r.jpg) ![13909 W BAY RD - Photo 6](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2596060293r.jpg) ![13909 W BAY RD - Photo 7](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1396361281r.jpg) ![13909 W BAY RD - Photo 8](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1183447783r.jpg) ![13909 W BAY RD - Photo 9](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f528049704r.jpg) ![13909 W BAY RD - Photo 10](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f589531584r.jpg) ![13909 W BAY RD - Photo 11](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2126450558r.jpg) ![13909 W BAY RD - Photo 12](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f4028418351r.jpg) ![13909 W BAY RD - Photo 13](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1794726402r.jpg) ![13909 W BAY RD - Photo 14](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f551696637r.jpg) ![13909 W BAY RD - Photo 15](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2109057707r.jpg) ![13909 W BAY RD - Photo 16](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f841891521r.jpg) ![13909 W BAY RD - Photo 17](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f781398765r.jpg) ![13909 W BAY RD - Photo 18](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f511903943r.jpg) ![13909 W BAY RD - Photo 19](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3789609417r.jpg) ![13909 W BAY RD - Photo 20](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f4154354995r.jpg) ![13909 W BAY RD - Photo 21](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2471381757r.jpg) ![13909 W BAY RD - Photo 22](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2510436318r.jpg) ![13909 W BAY RD - Photo 23](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2112187942r.jpg) ![13909 W BAY RD - Photo 24](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f766609354r.jpg) ![13909 W BAY RD - Photo 25](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f193965707r.jpg) ![13909 W BAY RD - Photo 26](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2855838670r.jpg) ![13909 W BAY RD - Photo 27](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1543365141r.jpg) ![13909 W BAY RD - Photo 28](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1110247843r.jpg) ![13909 W BAY RD - Photo 29](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3943023176r.jpg) ![13909 W BAY RD - Photo 30](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1620520784r.jpg) ![13909 W BAY RD - Photo 31](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3871887836r.jpg) ![13909 W BAY RD - Photo 32](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2374928585r.jpg) ![13909 W BAY RD - Photo 33](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f503525837r.jpg) ![13909 W BAY RD - Photo 34](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f2775033442r.jpg) ![13909 W BAY RD - Photo 35](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1829085663r.jpg) ![13909 W BAY RD - Photo 36](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3335103055r.jpg) ![13909 W BAY RD - Photo 37](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f178779759r.jpg) ![13909 W BAY RD - Photo 38](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1663385311r.jpg) ![13909 W BAY RD - Photo 39](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f347969123r.jpg) ![13909 W BAY RD - Photo 40](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f4032336782r.jpg) ![13909 W BAY RD - Photo 41](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3902704876r.jpg) ![13909 W BAY RD - Photo 42](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3065146540r.jpg) ![13909 W BAY RD - Photo 43](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f3143586286r.jpg) ![13909 W BAY RD - Photo 44](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1969586926r.jpg) ![13909 W BAY RD - Photo 45](http://lh.rdcpix.com/0115231a95263995c5ae202e81148291l-f1336636810r.jpg) --- **MLS#:** 219566 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Greater Northwoods MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/13909-w-bay-rd-winchester-wi-54557-802b476ca36548489c4b79a385833b1a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/13909-w-bay-rd-winchester-wi-54557-802b476ca36548489c4b79a385833b1a#listing", "url": "https://www.propertysimple.ai/listing/13909-w-bay-rd-winchester-wi-54557-802b476ca36548489c4b79a385833b1a", "name": "13909 W BAY RD, Winchester, WI 54557", "description": "Welcome to your private North Turtle Lake retreat! Beautifully remodeled 3 bedroom, 2 bath home set on 2 wooded acres with an impressive 300 feet of frontage on North Turtle Lake. Thoughtfully updated throughout with high-end finishes, this home offers a blend of luxury, comfort, and peaceful lake living. 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