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About This Home

This 3-bedroom, 2-bathroom single family at 13947 FL-20 in Niceville, FL is listed for $439,000 ($218 per sqft). Built in 1981, the home offers 2,016 sqft of living space on a 0.24 acres lot.

Agent Description

This is what people dream about... Wide-open bay views, peaceful mornings, and sunsets that never get old. Sitting on a .24-acre waterfront lot, this property is all about the location. The existing home is being sold as is, giving you the opportunity to renovate, rebuild, or create something completely your own. If you've been waiting for the right waterfront lot to come along--this might be it. Opportunities like this don't come around often.

Key Features

  • Built in 1981
  • 0.24 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
1981

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,348/mo

20% down · 6.5% · 30 years

Principal$317
Interest$1,902
Insurance$128

Estimates only. Actual payments may vary.

Location

13947 FL-20

Niceville, FL 32578

CHICKASAW S/D

Property Details

Flooring

Tile

Construction

Siding Vinyl

Parking

Garage - Detached

Cooling

Wall/Window Unit(s)Window Unit(s)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 13947 FL-20 is listed at $439,000 ($218/sqft). The estimated monthly payment is $1,902 based on 20% down at 6.5% interest.

Key features include: Built in 1981, 0.24 acre lot, 2 stories, Waterfront.

This property is listed by Scott Summerlin and can be reached at 8505828783 or scott.summerlin@cbrealty.com.

SS

Scott Summerlin

Agent at Coldwell Banker Realty

(850) 582-8783

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1000676· Source: listhub· Updated 47 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13947 FL-20, Niceville, FL 32578

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