About This Home

This 3-bedroom, 2-bathroom single family at 13947 FL-20 in Niceville, FL is listed for $429,000 ($213 per sqft). Built in 1981, the home offers 2,016 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1981
  • 0.24 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
1981

Amenities

WaterfrontA/C
Listing Description

This is what people dream about... Wide-open bay views, peaceful mornings, and sunsets that never get old. Sitting on a .24-acre waterfront lot, this property is all about the location. The existing home is being sold as is, giving you the opportunity to renovate, rebuild, or create something completely your own. If you've been waiting for the right waterfront lot to come along--this might be it. Opportunities like this don't come around often.

Monthly Cost Estimate

$2,294/mo

20% down · 6.5% · 30 years

Principal$310
Interest$1,859
Insurance$125

Estimates only. Actual payments may vary.

Location

13947 FL-20

Niceville, FL 32578

CHICKASAW S/D

Property Details

Flooring

Tile

Construction

Siding Vinyl

Parking

Garage - Detached

Cooling

Window Unit(s)Wall/Window Unit(s)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 13947 FL-20 is listed at $429,000 ($213/sqft). The estimated monthly payment is $2,294 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1981, 0.24 acre lot, 2 stories, Waterfront.

This property is listed by Scott Summerlin and can be reached at 8505828783.

SS

Scott Summerlin

License 3607467

Agent at Coldwell Banker Realty

(850) 582-8783
Agent website

Listed by Coldwell Banker Realty · Broker phone: (850) 501-1545 · View on Broker Site · Broker website

MLS# 1000676· Source: Emerald Coast Association of Realtors· 118 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13947 FL-20, Niceville, FL 32578

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