# 14 Columbia St, Oneonta, NY 13820

> **TL;DR:** 4bd/2ba residential multi family, $185,000, built 1900.
> Hardwood. Est. $989/mo. Listed 39 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $185,000 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Year Built | 1900 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 39 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $935 |
| Estimated Insurance | $54 |
| **Total** | **$989** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1900
- 0.11 acre lot

## Description

### Agent Description
Shake your money maker. This 2-unit is fully rented with paying tenants, has a current COC and has endless opportunity for the full gamut for rentals. Both apartments boast porches for summer living. Easy commute to downtown and the colleges. Newer Roof (replaced in 2022). Tenants pay electric and heat. Sit back and collect the money.

## Location

- **Address:** 14 Columbia St, Oneonta, NY 13820
- **County:** Otsego
- **Coordinates:** 42.45823, -75.066559
- **Google Maps:** https://www.google.com/maps?q=42.45823,-75.066559

## Listing Agent

- **Name:** Michele L. Frazier
- **Brokerage:** BENSON AGENCY REAL ESTATE LLC
- **Phone:** 607-432-4391
- **Broker Phone:** 607-432-4391
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/14-Columbia-St_Oneonta_NY_13820_M32048-49975?f=listhub&s=NYSMLS&m=11924735&c=propsimple)

## Photos

![14 Columbia St - Photo 1](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f4217341348r.jpg)

![14 Columbia St - Photo 2](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f63789462r.jpg)

![14 Columbia St - Photo 3](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f4070070136r.jpg)

![14 Columbia St - Photo 4](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f3843748698r.jpg)

![14 Columbia St - Photo 5](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f1118493826r.jpg)

![14 Columbia St - Photo 6](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f1035570640r.jpg)

![14 Columbia St - Photo 7](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f1543343611r.jpg)

![14 Columbia St - Photo 8](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f2940316273r.jpg)

![14 Columbia St - Photo 9](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f3574315293r.jpg)

![14 Columbia St - Photo 10](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f3740333042r.jpg)

![14 Columbia St - Photo 11](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f453844095r.jpg)

![14 Columbia St - Photo 12](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f4142230361r.jpg)

![14 Columbia St - Photo 13](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f593490656r.jpg)

![14 Columbia St - Photo 14](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f1724620462r.jpg)

![14 Columbia St - Photo 15](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f611346317r.jpg)

![14 Columbia St - Photo 16](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f89125792r.jpg)

![14 Columbia St - Photo 17](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f3586491104r.jpg)

![14 Columbia St - Photo 18](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f1854766639r.jpg)

![14 Columbia St - Photo 19](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f420283727r.jpg)

![14 Columbia St - Photo 20](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f3644765575r.jpg)

![14 Columbia St - Photo 21](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f3751951531r.jpg)

![14 Columbia St - Photo 22](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f2046677457r.jpg)

![14 Columbia St - Photo 23](http://lh.rdcpix.com/808c5986f56fe22514993bb2099cf0f5l-f576887707r.jpg)

---

**MLS#:** 11924735 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/14-columbia-st-oneonta-ny-13820-11924735)

---

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