# 14 Cozy Cove, Freeport, FL 32439

> **TL;DR:** 4bd/2ba single family, $439,900 ($231/sqft), built 2023, 1,908 sqft.
> A/C. Est. $2,326/mo. Listed 91 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $439,900 |
| Price/sqft | $231 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,908 |
| Year Built | 2023 |
| Lot Size | 7,841 sqft (0.18 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 91 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,906 |
| HOA | $420 |
| **Total** | **$2,326** |

## Nearby Schools

- **Elementary:** Freeport
- **Middle:** Freeport
- **High:** Freeport

## Key Amenities

- A/C

## Property Highlights

- Built in 2023
- 0.18 acre lot
- 4 parking spaces

## Description

### Agent Description
UNDER CONTRACT-ACCEPTING BACK UP! $5K SELLER INCENTIVE to use toward closing costs or interest rate buy-down! Welcome to 14 Cozy Cove, a private 4BR/2BA home in Hammock Bay, backing to a protected nature preserve with no rear neighbors. Features include an oversized quartz island, stainless appliances, walk-in pantry, shiplap accents, plantation shutters, hurricane protection, and network-ready rooms. Relax on the screened porch and fenced backyard with storage shed. Enjoy resort-style amenities: pools, fitness center, courts, clubhouse, trails, and Windmills Town Center. Rare 30A opportunity--schedule a showing today! Why Buyers Will Love This Home A Kitchen Designed to Impress The heart of the home features: " An oversized quartz island perfect for entertaining " Stainless steel appliances " Massive walk-in pantry with custom wood shelving " Open-concept flow ideal for gatherings and everyday living Elevated Interior Finishes Thoughtful upgrades throughout include: " Stylish shiplap accents " Plantation shutters " Hurricane shutters for all windows " Abundant natural light " Spacious "Stellar" floor plan with flexible living space " All rooms have network data connections Your Own Private Backyard Retreat Relax year-round on the screened porch and extended patio overlooking a peaceful preserve setting. The fully fenced backyard offers exceptional privacy rarely found in Hammock Bay, plus a matching storage shed for bikes, beach gear, and tools. Resort-Style Living in Hammock Bay Living in Hammock Bay means access to premier amenities including: " Three resort-style pools " 8,000-square-foot fitness center open 24/7 " Pickleball & basketball courts " Creekside clubhouse " Putting green " Scenic walking and biking trails " The Windmills Town Center with theatre, pet park, and community events Seller Offering $5,000 Toward Buyer Costs or Rate Buy-Down Take advantage of a financing incentive designed to help lower your monthly payment. The seller is offering $5,000 that buyers can apply toward: " Closing costs " Temporary interest rate buy-down " Permanent rate reduction (subject to lender approval) Example of Buyer Savings Using seller funds toward a temporary rate buy-down could potentially reduce a buyer's payment by several hundred dollars per month during the first year of ownership.* That means: " More purchasing power " Lower upfront cash requirements " Easier transition into homeownership The Opportunity Homes with preserve views, privacy, hurricane protection, network-ready interiors, and premium community amenities at this price point are becoming increasingly difficult to find near 30A. Schedule your private showing today and discover why 14 Cozy Cove stands out from the competition. *Buyer savings vary based on loan type, lender, credit profile, and market rates.

## Location

- **Address:** 14 Cozy Cove, Freeport, FL 32439
- **County:** Walton
- **Neighborhood:** HAMMOCK BAY
- **Coordinates:** 30.466089, -86.179552
- **Google Maps:** https://www.google.com/maps?q=30.466089,-86.179552

## Listing Agent

- **Name:** Anne T Winjum
- **Brokerage:** Hammock Bay
- **Phone:** 8502599502
- **Email:** anne@hammockbayfl.com

## Primary Photo

![14 Cozy Cove - Primary Photo](http://lh.rdcpix.com/4c5c236be636eb2e00f831171baaf8e1l-f604213604r.jpg)

*103 total photos available on [listing page](https://www.propertysimple.com/listing/14-cozy-cove-freeport-fl-32439-l996607)*

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**MLS#:** 996607 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/14-cozy-cove-freeport-fl-32439-l996607)

---

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