About This Home

This 3-bedroom, 3-bathroom single family at 14 Willow Lane in Monticello, NY is listed for $425,000 ($289 per sqft). Built in 2026, the home offers 1,471 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 2026
  • 0.26 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full, 1 half
2026

Amenities

WaterfrontA/C
Listing Description

By the second summer you'll stop noticing that you're doing it, the walk down to Melody Lake after dinner with the light going gold across the water. It becomes ordinary the way the best things eventually do. The lake runs 18 acres, set back in the woods and quiet enough that it never fills with strangers, and the stream that runs out of it comes d

own past the back of this lot, so on the nights you leave the windows open you fall asleep to moving water. The road ends a few houses past this one, so the engines you hear belong to people who are already home. The lake keeps the calendar. April announces itself with peepers loud enough to hear through a closed window, and you'll open it anyway just to let them in.

Through July the water stays warm and unbothered. September lights the ridge and the lake holds every bit of that color upside down for a month. Then the snow comes and everything goes so still that the quiet stops feeling like an absence and turns into the thing you spend all week looking forward to.

The house that sits behind that life hasn't been built yet, which is the part worth slowing down for. Somewhere in the next several months you're going to walk through a finished front door and recognize everything on the other side of it, because the floors and the cabinets and the color that door ended up being were all yours to choose.

Nobody else's taste to work around. Nothing to inherit and quietly resent for the next 20 years. What's already decided is the plan, and it's a smart one. The living space runs the full width of the house under 9-foot ceilings and carries straight through to the kitchen and the dining area with nothing standing in between, so whoever is cooking stays in the conversation happening across the counter.

A breakfast nook takes the weeknight version of dinner. A walk-in pantry keeps the counters clear and the kitchen looking the way you pictured it. All three bedrooms sit upstairs, the main one with its own bath and closet space that holds a full season at a time, and the laundry is up there too, on the same floor as the beds, which you'll be grateful for roughly once a week for as long as you live there.

Across the front runs a covered porch, and it will end up being the room you use most and never counted. Rain sounds better underneath it, layered over the stream running behind the house. October stretches an extra three weeks from a chair on it, and by the following June you'll be eating out there more nights than inside.

The county gives you plenty whenever you want it. Rock Hill is 10 minutes out for dinner at Kevin's or a beer at Brew, Holiday Mountain is close enough for a winter afternoon on the hill and home before dark, Bethel Woods puts a lawn concert 25 minutes from the driveway with no planning required, and Resorts World and the Kartrite waterpark sit just up the road for the nights you want volume instead of stillness.

Manhattan is under 2 hours when you need it and a long way off when you don't. Everything underneath is new. Town water, town sewer, central air, and a full basement sitting patient until you decide what it becomes. Nothing on a countdown, nothing to brace for. You'll be the first one to live here, and every good thing this house ever holds will start with you.

Monthly Cost Estimate

$2,273/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124

Estimates only. Actual payments may vary.

Location

14 Willow Lane

Monticello, NY 12701

Melody Lake Acres

Features & Amenities

Interior Features

High CeilingsWasher/Dryer Hookup

Property Details

Construction

Vinyl Siding

Outdoor Features

Porch

Parking

Driveway

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 3-bedroom, 3-bathroom single family at 14 Willow Lane is listed at $425,000 ($289/sqft). The estimated monthly payment is $2,273 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.26 acre lot, 2 stories, Waterfront. Interior Features: High Ceilings, Washer/Dryer Hookup.

This property is listed by Brian J Caplicki.

BC

Brian J Caplicki

Agent at Keller Williams Hudson Valley Realty & United

Listed by Keller Williams Hudson Valley Realty & United · Broker phone: (845) 639-0300 · View on Broker Site · Broker website

MLS# 1033270· Source: OneKey MLS· 69 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

14 Willow Lane, Monticello, NY 12701

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