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About This Home

This 1-bedroom, 2-bathroom single family at 140 Paradise Found Circle in Panama City Beach, FL is listed for $574,900 ($705 per sqft). Built in 2024, the home offers 816 sqft of living space on a N/A lot.

Agent Description

Welcome to ''Surf Bungalow 25,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts.

With only 14 of 42 bungalows built in this configuration--and this being the only one currently available--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, this home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath.

The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy.

Positioned in one of the most desirable spots in the community, Surf Bungalow 25 is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive

access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 25'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

Key Features

  • Built in 2024
  • 2 stories

Property Details

2 stories
2 full
## 25
2024

Amenities

A/C

Monthly Cost Estimate

$4,955/mo

20% down · 6.5% · 30 years

Principal$416
Interest$2,491
Insurance$168
HOA$1,880

Estimates only. Actual payments may vary.

Location

140 Paradise Found Circle

Panama City Beach, FL 32413

Margaritaville Cottages

Features & Amenities

Interior Features

Ceiling VaultedLighting RecessedWet Bar

Property Details

Flooring

Vinyl

Construction

Siding CmntFbrHrdBrd

Pool Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalIce MachineMicrowaveRefrigeratorRefrigerator W/IceMkWater Heater - Tnkls

Questions & Answers

This 1-bedroom, 2-bathroom single family at 140 Paradise Found Circle is listed at $574,900 ($705/sqft). The estimated monthly payment is $4,371 based on 20% down at 6.5% interest.

HOA fees are $1880/month.

Key features include: Built in 2024, 2 stories. Interior Features: Ceiling Vaulted, Lighting Recessed, Wet Bar.

This property is listed by Phillip E Smith and can be reached at 7139921222 or oilllc11@gmail.com.

PS

Phillip E Smith

Agent at The Premier Property Group Seacrest Office

(713) 992-1222

Listed by The Premier Property Group Seacrest Office · View on Broker Site

MLS# 1000761· Source: listhub· Updated 47 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

140 Paradise Found Circle, Panama City Beach, FL 32413

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