# 140 Paradise Found Circle, Panama City Beach, FL 32413

> **TL;DR:** 1bd/2ba single family, $574,900 ($705/sqft), built 2024, 816 sqft.
> A/C. Est. $4,371/mo. Listed 47 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $574,900 |
| Price/sqft | $705 |
| Bedrooms | 1 |
| Bathrooms | 2 full |
| Square Feet | 816 |
| Year Built | 2024 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 47 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,491 |
| HOA | $1,880 |
| **Total** | **$4,371** |

## Nearby Schools

- **Elementary:** Hutchinson Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2024
- 2 stories

## Description

### Agent Description
Welcome to ''Surf Bungalow 25,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--and this being the only one currently available--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, this home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Positioned in one of the most desirable spots in the community, Surf Bungalow 25 is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 25'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

## Location

- **Address:** 140 Paradise Found Circle, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Margaritaville Cottages
- **Coordinates:** 30.200684, -85.845646
- **Google Maps:** https://www.google.com/maps?q=30.200684,-85.845646

## Listing Agent

- **Name:** Phillip E Smith
- **Brokerage:** The Premier Property Group Seacrest Office
- **Phone:** 7139921222
- **Email:** oilllc11@gmail.com

## Primary Photo

![140 Paradise Found Circle - Primary Photo](http://lh.rdcpix.com/a36330491ea9fe0b7d66f29900c41e69l-f2124388932r.jpg)

*56 total photos available on [listing page](https://www.propertysimple.com/listing/140-paradise-found-circle-panama-city-beach-fl-32413-1000761)*

---

**MLS#:** 1000761 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/140-paradise-found-circle-panama-city-beach-fl-32413-1000761)

---

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