Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 4-bathroom single family at 1403 OCEANFRONT in Neptune Beach, FL is listed for $4,950,000 ($1,364 per sqft). Built in 2004, the home offers 3,629 sqft of living space on a 0.11 acres lot.

Agent Description

The only active beachfront home currently available in Neptune Beach, this exceptional oceanfront estate offers a rare opportunity to own on one of Northeast Florida's most desirable stretches of coastline. Tucked along a quiet one-way street, the property combines privacy, luxury, and breathtaking ocean views in one unforgettable setting.

This 4-bedroom, 4-bathroom residence was thoughtfully designed to maximize coastal living, with ocean views visible from the moment you enter the home and panoramic Atlantic vistas from the expansive primary suite. Expansive walls of glass fill the interior with natural light, while multiple oceanfront decks and balconies create seamless indoor-outdoor living perfect for entertaining or simply enjoying the sound of the waves.

A grandfathered private beach crossover offers direct access to the sand -an increasingly rare feature in Neptune Beach. Inside, thoughtful upgrades and quality construction enhance both comfort and functionality, including a Rinnai commercial-grade tankless water heater installed in 2022. Whether you are searching for a primary residence, luxury second home, or legacy beachfront property, this is a truly unique opportunity to own one of Neptune Beach's most exclusive oceanfront homes.

Key Features

  • Built in 2004
  • 0.11 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
3 full, 1 half
2004

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$26,474/mo

20% down · 6.5% · 30 years

Principal$3,580
Interest$21,450
Insurance$1,444

Estimates only. Actual payments may vary.

Location

1403 OCEANFRONT

Neptune Beach, FL 32266

Features & Amenities

Interior Features

Breakfast BarButler PantryCeiling Fan(s)Eat-in KitchenHis and Hers ClosetsJack and Jill BathPantryPrimary Bathroom -Tub with Separate ShowerWalk-In Closet(s)

Exterior Features

BalconyFire PitImpact WindowsOutdoor KitchenOutdoor ShowerStorm Shutters

Property Details

Flooring

WoodCarpet

Construction

Block Composition Siding

Views

WaterOcean

Pool Features

Porch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerGas CooktopMicrowaveRefrigeratorTankless Water HeaterWasherWine Cooler

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1403 OCEANFRONT is listed at $4,950,000 ($1,364/sqft). The estimated monthly payment is $21,450 based on 20% down at 6.5% interest.

Key features include: Built in 2004, 0.11 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Butler Pantry, Ceiling Fan(s). Exterior Features: Balcony, Fire Pit, Impact Windows.

This property is listed by SAVANNAH MORGAN ELAM and can be reached at 2396991101 or SoldwithSavannah@gmail.com.

SE

SAVANNAH MORGAN ELAM

Agent at BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

(239) 699-1101

Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · View on Broker Site

MLS# 2146721· Source: listhub· Updated 10 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1403 OCEANFRONT, Neptune Beach, FL 32266

Open this listing in: