About This Home

This 2-bedroom, 2-bathroom townhouse at 1404 Tosto Circle Apt 7 in Oriental, NC is listed for $410,000 ($309 per sqft). Built in 1999, the home offers 1,328 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1999
  • 0.04 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
1 full, 1 half
Apt 7
1999

Amenities

WaterfrontView
Listing Description

Welcome to your coastal retreat in Oriental, North Carolina--the Sailing Capital of North Carolina! This charming two-bedroom townhome offers low-maintenance living, beautiful views of Sailcraft Marina and Whittaker Creek, and an easygoing lifestyle just minutes from the open waters of the Neuse River.

Since purchasing the home, the current owners have lovingly updated it throughout, including fresh interior paint and a completely renovated primary bathroom featuring a beautiful tile shower, Bluetooth-enabled exhaust fan with music, and mood lighting.

Even better, the home is being offered fully furnished with the exception of the downstairs bedroom, making this a wonderful opportunity for a primary residence, weekend getaway, or coastal retreat. Relax on the screened-in porch while enjoying peaceful marina views, coastal breezes, and visits from local birds including hummingbirds and green herons.

Boating enthusiasts will love the convenience of Sailcraft Marina nearby, where you can rent a slip and walk to your boat when you're ready to head out on the water. The home also offers a spacious 11' x 29' ground-level workshop and storage area, covered parking with room for vehicles or a golf cart, plus additional parking nearby.

The HOA takes care of the grounds and most exterior building maintenance, allowing you to spend less time on upkeep and more time enjoying the coast. Recent improvements include an HVAC system and water heater installed in 2024, along with a deep stainless-steel kitchen sink, microwave, and dishwasher added in 2025.

Washer, dryer, refrigerator, and furnishings--with the exception of the downstairs bedroom furniture--convey with the home. Life in Oriental is all about slowing down and enjoying the water. Spend your days sailing the Neuse River, exploring New Bern, Ocracoke Island, or the Crystal Coast, or simply stay close to home and enjoy Oriental's restauran

ts, shops, coffee houses, and popular community events such as the Ol' Front Porch Music Festival and Spirit of Christmas celebration. Whether you're looking for a full-time home or your own furnished coastal escape, 1404 Tosto Circle #7 offers an inviting combination of comfort, convenience, and the laid-back waterfront lifestyle that makes Oriental so special.

Monthly Cost Estimate

$3,143/mo

20% down · 6.5% · 30 years

Principal$297
Interest$1,777
Insurance$120
HOA$950

Estimates only. Actual payments may vary.

Location

1404 Tosto Circle Apt 7

Oriental, NC 28571

Property Details

Construction

Shake Siding Vinyl Siding Wood Siding Wood Frame

Views

MarinaWaterRiver

Outdoor Features

Deck

Parking

TandemCoveredPaved or SurfacedDriveway

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Heat Pump

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 1404 Tosto Circle is listed at $410,000 ($309/sqft). The estimated monthly payment is $3,143 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $950/month.

Key features include: Built in 1999, 0.04 acre lot, 2 stories, Waterfront.

This property is listed by Kim Jenkins.

KJ

Kim Jenkins

License 262776

Agent at Realty One Group Affinity

Listed by Realty One Group Affinity · Broker phone: 9103331123 · View on Broker Site

MLS# 100605467· Source: Hive MLS· 38 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1404 Tosto Circle Apt 7, Oriental, NC 28571

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