About This Home

This 2-bedroom, 1-bathroom single family at 1405 OCEAN Street in Palatka, FL is listed for $100,000 ($104 per sqft). Built in 1961, the home offers 960 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1961
  • 0.15 acre lot

Property Details

1 story
1 full
1961

Amenities

A/C
Listing Description

Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout.

Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated.

This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement.

The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use.

No representation is made regarding the condition or remaining life of the home's components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements.

Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St.

Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area's North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka.

Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka's commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St.

Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list.

Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.

Monthly Cost Estimate

$535/mo

20% down · 6.5% · 30 years

Principal$72
Interest$433
Insurance$29

Estimates only. Actual payments may vary.

Location

1405 OCEAN Street

Palatka, FL 32177

WASHINGTON MANOR SUB

Features & Amenities

Interior Features

Open Floorplan

Property Details

Construction

Block

Heating

CentralElectric (Heating)

Cooling

Central Air

Questions & Answers

This 2-bedroom, 1-bathroom single family at 1405 OCEAN Street is listed at $100,000 ($104/sqft). The estimated monthly payment is $535 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1961, 0.15 acre lot. Interior Features: Open Floorplan.

This property is listed by Jason Hanson.

JH

Jason Hanson

Agent at LPT Realty, LLC.

Listed by LPT Realty, LLC. · Broker phone: (877) 366-2213 · View on Broker Site · Broker website

MLS# FC322418· Source: Stellar MLS· 4 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1405 OCEAN Street, Palatka, FL 32177

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