About This Home

This 7-bedroom, 3-bathroom multi-family at 1405 Union Street in Schenectady, NY is listed for $315,000 ($96 per sqft). Built in 1930, the home offers 3,282 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1930
  • 0.20 acre lot
  • 5 parking spaces

Property Details

3 full
5 spaces
1930

Amenities

A/C
Listing Description

This large two-family property offers over 3,200 square feet of living space on a generous lot with off-street parking in the rear. The property features two separate units with separate utilities. The downstairs unit is currently leased to a long-term tenant, providing immediate rental income.

The second-floor unit is currently vacant and offers an excellent opportunity to add your own finishing touches and updates. With its generous size, flexible floor plan, and upstairs flex room, the second floor has plenty of potential to create a comfortable and personalized living space. A great opportunity for an owner-occupant or investor looking for a spacious multi-family property with income already in place and room to add value.

Monthly Cost Estimate

$1,685/mo

20% down · 6.5% · 30 years

Principal$228
Interest$1,365
Insurance$92

Estimates only. Actual payments may vary.

Location

1405 Union Street

Schenectady, NY 12308

Features & Amenities

Interior Features

Built-in FeaturesCathedral Ceiling(s)Crown Molding

Property Details

Flooring

VinylTileCarpet

Construction

Vinyl Siding

Outdoor Features

Porch

Parking

DrivewayOff Street

Heating

Natural GasSteam

Cooling

Window Unit(s)

Questions & Answers

This 7-bedroom, 3-bathroom multi-family at 1405 Union Street is listed at $315,000 ($96/sqft). The estimated monthly payment is $1,685 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.20 acre lot, 5 parking spaces. Interior Features: Built-in Features, Cathedral Ceiling(s), Crown Molding.

This property is listed by Benjamin Wagoner and can be reached at 5185056407.

BW

Benjamin Wagoner

License 10301224892

Agent at Howard Hanna Real Estate Services

(518) 505-6407
Agent website

Listed by Howard Hanna Real Estate Services · Broker phone: (518) 348-7100 · View on Broker Site · Broker website

MLS# 202623855· Source: Global MLS, Inc.· 42 days on PropertySimple

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1405 Union Street, Schenectady, NY 12308

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