About This Home

This 4-bedroom, 4-bathroom single family at 141 Settlers Rd in Harriman, TN is listed for $1,125,000 ($428 per sqft). Built in 2001, the home offers 2,626 sqft of living space on a 1.29 acres lot.

Key Features

  • Built in 2001
  • 1.29 acre lot
  • Fireplace

Property Details

3 full, 1 half
3-car garage
2001

Amenities

FireplaceViewHardwoodA/C
Listing Description

Live Where Every Day Feels Like a Vacation... An exceptional opportunity for investors or those seeking a vacation home that helps pay for itself..generated almost 18K in revenue during June & July 2026 alone. Owners and guest are sure to enjoy their private escape on the river--where peaceful waters, serene views, and luxury living come together in perfect harmony.

This stunning property has been thoughtfully renovated inside and out, offering a rare blend of comfort, style, with proven income. Step outside and you'll find a newly renovated covered dock with lift, & drive up Jet Ski Dock 3 Min Jet Ski ride to gas & marina, multiple expansive decks designed for entertaining, relaxing, and soaking in those breathtaking river views year-round.

Inside, the beautiful upgrades include quartz countertops, a spa-inspired master suite featuring a freestanding soaking tub and an incredible full-body shower system that feels like your own private retreat. Lots of new renovations less than 5yrs old including roof, & the in-ground saltwater Pool overlooking river located by downstairs entrance.

This amazing home features Hardy Siding & elegant stonework, a pool house, and washer dryer in downstairs to remain,sunroom that brings the outdoors in no matter the season. Extra space including a 3-car garage and even a charming guest house/tiny home perfect for visitors or additional rental income.

Bonus Opportunity: This property is uniquely set up as one rental or can function as 3 separate short-term rentals , making it a powerful income-producing investment--or keep it all to yourself as your personal riverfront paradise. Whether you're looking to invest, entertain, or simply escape... this one checks every box.

Monthly Cost Estimate

$6,017/mo

20% down · 6.5% · 30 years

Principal$814
Interest$4,875
Insurance$328

Estimates only. Actual payments may vary.

Location

141 Settlers Rd

Harriman, TN 37748

Cedarlake Retreat

Features & Amenities

Interior Features

Walk-In Closet(s)Kitchen IslandPantryEat-in Kitchen

Exterior Features

Windows - VinylProf LandscapedBalconyDock

Property Details

Flooring

TileHardwoodLaminate

Construction

Fiber Cement Frame

Views

Lake

Outdoor Features

PorchPatioDeck

Parking

GarageUnderground/BasementOpen

Heating

CentralElectric (Heating)Propane (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

DishwasherDisposalRange

Questions & Answers

This 4-bedroom, 4-bathroom single family at 141 Settlers Rd is listed at $1,125,000 ($428/sqft). The estimated monthly payment is $6,017 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2001, 1.29 acre lot, Fireplace. Interior Features: Walk-In Closet(s), Kitchen Island, Pantry. Exterior Features: Windows - Vinyl, Prof Landscaped, Balcony.

This property is listed by Kathy May-Martin.

KM

Kathy May-Martin

Agent at Coldwell Banker Jim Henry & Associates

Listed by Coldwell Banker Jim Henry & Associates · Broker phone: (865) 603-7230 · View on Broker Site · Broker website

MLS# 1334961· Source: East Tennessee Realtors®· 210 days on PropertySimple

Copyright © 2026 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

141 Settlers Rd, Harriman, TN 37748

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