# 14138 State Highway 20, Niceville, FL 32578

> **TL;DR:** 4bd/3ba single family, $665,000 ($303/sqft), built 2003, 2,198 sqft.
> Fireplace, A/C. Est. $2,882/mo. Listed 79 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $665,000 |
| Price/sqft | $303 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,198 |
| Year Built | 2003 |
| Lot Size | 14,810 sqft (0.34 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 79 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,882 |
| **Total** | **$2,882** |

## Nearby Schools

- **Elementary:** Freeport
- **Middle:** Freeport
- **High:** Freeport

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2003
- 0.34 acre lot
- 2 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Paradise Found with stunning views of Choctawhatchee Bay and beyond! This home has a Niceville address and is located in Choctaw Beach it is NOT in Freeport! Perfect location just 2-3 miles from Bluewater Bay and the Mid-Bay Bridge, putting you in Destin in 15 minutes. Close to Eglin AFB, other bases, shopping, dining and EVERYTHING the Emerald Coast has to offer! Meticulously maintained with over $250K in 2020 updates, this home blends timeless character with modern luxury. High ceilings, triple-crown molding, custom trim, and a cozy fireplace elevate the interior. The updated kitchen features quartz countertops, soft-close cabinetry, custom tilework, and upgraded lighting. All bathrooms are fully remodeled with high-end finishes. Sunlight fills the home, and nearly every room offers sweeping bay views. Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap-around front porch, offering the ideal spot to unwind and take in the scenery. This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot. Plenty of room for a pool and whatever your heart desires! All that is missing is YOU! Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap-around front porch, offering the ideal spot to unwind and take in the scenery. This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. Septic was pumped in 2020. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot.

## Location

- **Address:** 14138 State Highway 20, Niceville, FL 32578
- **County:** Walton
- **Neighborhood:** CHICKASAW S/D
- **Coordinates:** 30.466241, -86.356397
- **Google Maps:** https://www.google.com/maps?q=30.466241,-86.356397

## Listing Agent

- **Name:** Anita L Williams
- **Brokerage:** The Realty Firm Inc
- **Phone:** (850) 585-4869
- **Email:** anitawilliamsbroker@gmail.com

## Primary Photo

![14138 State Highway 20 - Primary Photo](http://lh.rdcpix.com/5cce84279667714b9cfc7f4ceecbe3abl-f1148463447r.jpg)

*57 total photos available on [listing page](https://www.propertysimple.com/listing/14138-state-highway-20-niceville-fl-32578-l997982)*

---

**MLS#:** 997982 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/14138-state-highway-20-niceville-fl-32578-l997982)

---

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