About This Home

This 4-bedroom, 3-bathroom single family at 142 ISLAND HILL RD in Palmyra, VA is listed for $495,000 ($207 per sqft). Built in 2022, the home offers 2,397 sqft of living space on a 0.48 acres lot.

Key Features

  • Built in 2022
  • 0.48 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2022

Amenities

A/C
Listing Description

ASSUMABLE LOAN available at 4.6%! A beautifully maintained home built in 2022 and located in the Island Hill community. Offering nearly 2,400 finished square feet, this spacious home features 4 bedrooms, 2.5 baths, and a flexible floor plan designed for everyday living and entertaining.

The main level offers a welcoming foyer, comfortable living spaces, a family room, and an open kitchen that serves as the heart of the home. Upstairs, you'll find a spacious primary suite along with three additional bedrooms, a full bath, and the convenience of an upper-level laundry room.

The finished basement provides excellent potential for additional living space, a recreation room, home gym, office, or simply valuable storage. Situated on a nearly half-acre lot, the property offers plenty of outdoor space to enjoy while benefiting from the convenience of a newer construction home and situated on a dead end cul de sac street.

With an attached two-car garage and a location convenient to Palmyra, Lake Monticello, Charlottesville, and surrounding Central Virginia amenities, this home offers space, flexibility, and modern living in an established community.

Monthly Cost Estimate

$2,997/mo

20% down · 6.5% · 30 years

Principal$358
Interest$2,145
Insurance$144
HOA$350

Estimates only. Actual payments may vary.

Location

142 ISLAND HILL RD

Palmyra, VA 22963

ISLAND HILL

Features & Amenities

Interior Features

Dual VanitiesWalk-in Closet

Exterior Features

MatureNative SpeciesWooded

Property Details

Flooring

VinylCarpetTile - CeramicGranite

Outdoor Features

PatioDeckPorch

Heating

Propane (Heating)Heat Pump (Heating)

Cooling

Heat PumpCentral Air

Appliances

Breakfast BarDishwasherDisposalEat-inGas RangeIslandMicrowavePantryRecessed LightRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 142 ISLAND HILL RD is listed at $495,000 ($207/sqft). The estimated monthly payment is $2,997 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $350/month.

Key features include: Built in 2022, 0.48 acre lot, 2 stories. Interior Features: Dual Vanities, Walk-in Closet. Exterior Features: Mature, Native Species, Wooded.

This property is listed by ASHLEY PALMER and can be reached at 4346885354.

AP

ASHLEY PALMER

Agent at Frank Hardy Sotheby's International Realty

(434) 688-5354
Agent website

Listed by Frank Hardy Sotheby's International Realty · Broker phone: (434) 296-0134 · View on Broker Site · Broker website

MLS# 680694· Source: Charlottesville Area Association of REALTORS®· 33 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

142 ISLAND HILL RD, Palmyra, VA 22963

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