# 1420 Trout Drive, Panama City, FL 32408 > **TL;DR:** land, $539,000. > Waterfront. Est. $4,782/mo. Listed 191 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $539,000 | | Lot Size | 8,712 sqft (0.20 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 191 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,725 | | Estimated Insurance | $157 | | HOA | $1,900 | | **Total** | **$4,782** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront ## Property Highlights - 0.20 acre lot - Waterfront ## Description ### Agent Description Water, power and boat lift already in place for you! Bring your boat now and build your dream waterfront home later! This is one of the few remaining deep-water canal homesites available in the gated community of Bay Point. Ready for construction, the property is already equipped with water, power, and a boat lift, saving valuable time and significant development costs. An added bonus is its ideal positioning, offering long, picturesque views down the canal rather than directly across, creating a more open and impressive waterfront setting. House plans are available, making it even easier to bring your vision to life. Enjoy direct deep-water access from your dock to the Gulf, whether you're heading out for a day of fishing, cruising to Shell Island, or simply enjoying life on the water. Bay Point is one of Panama City Beach's premier gated communities, featuring 24-hour security, a Jack Nicklaus championship golf course, a full-service marina, on-site dining, and beautifully maintained grounds. Conveniently located just minutes from St. Andrews State Park, Shell Island, shopping, restaurants, and the sugar-white beaches of the Gulf Coast. Rare opportunities like this don't come along often. Build exactly what you've been dreaming of in one of the area's most desirable waterfront communities. Seller is a Florida licensed real estate agent. ## Location - **Address:** 1420 Trout Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Unit 1 - **Coordinates:** 30.153354, -85.746137 - **Google Maps:** https://www.google.com/maps?q=30.153354,-85.746137 ## Listing Agent - **Name:** Michele Morros · **License:** 3085018 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1420-Trout-Dr_Panama-City-Beach_FL_32408_M69984-13655?f=listhub&s=BCARFL&m=788931&c=propsimple) ## Photos ![1420 Trout Drive - Photo 1](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f184224116r.jpg) ![1420 Trout Drive - Photo 2](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3429956048r.jpg) ![1420 Trout Drive - Photo 3](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f2469615623r.jpg) ![1420 Trout Drive - Photo 4](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f2587602880r.jpg) ![1420 Trout Drive - Photo 5](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f2779655875r.jpg) ![1420 Trout Drive - Photo 6](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3388316251r.jpg) ![1420 Trout Drive - Photo 7](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3951942054r.jpg) ![1420 Trout Drive - Photo 8](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f2950982705r.jpg) ![1420 Trout Drive - Photo 9](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1534565304r.jpg) ![1420 Trout Drive - Photo 10](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1232502140r.jpg) ![1420 Trout Drive - Photo 11](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1362313483r.jpg) ![1420 Trout Drive - Photo 12](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1362313483r.jpg) ![1420 Trout Drive - Photo 13](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3484910952r.jpg) ![1420 Trout Drive - Photo 14](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f437702007r.jpg) ![1420 Trout Drive - Photo 15](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f98181787r.jpg) ![1420 Trout Drive - Photo 16](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3341855494r.jpg) ![1420 Trout Drive - Photo 17](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f338026041r.jpg) ![1420 Trout Drive - Photo 18](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f508589375r.jpg) ![1420 Trout Drive - Photo 19](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f4137071669r.jpg) ![1420 Trout Drive - Photo 20](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f770641024r.jpg) ![1420 Trout Drive - Photo 21](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1546595960r.jpg) ![1420 Trout Drive - Photo 22](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f805065553r.jpg) ![1420 Trout Drive - Photo 23](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3722824753r.jpg) ![1420 Trout Drive - Photo 24](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1628559114r.jpg) ![1420 Trout Drive - Photo 25](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f4268151204r.jpg) ![1420 Trout Drive - Photo 26](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f103293463r.jpg) ![1420 Trout Drive - Photo 27](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f614500025r.jpg) ![1420 Trout Drive - Photo 28](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3796271382r.jpg) ![1420 Trout Drive - Photo 29](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3667983821r.jpg) ![1420 Trout Drive - Photo 30](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f365960725r.jpg) ![1420 Trout Drive - Photo 31](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f457468972r.jpg) ![1420 Trout Drive - Photo 32](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3715410445r.jpg) ![1420 Trout Drive - Photo 33](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1838224446r.jpg) ![1420 Trout Drive - Photo 34](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f1838224446r.jpg) ![1420 Trout Drive - Photo 35](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f177949342r.jpg) ![1420 Trout Drive - Photo 36](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f2465532155r.jpg) ![1420 Trout Drive - Photo 37](http://lh.rdcpix.com/1ec65cd9a02f355d6cc0ddedd6d656f5l-f3126204821r.jpg) --- **MLS#:** 788931 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1420-trout-drive-panama-city-fl-32408-79e1d5dece194d539a622f42914d601a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1420-trout-drive-panama-city-fl-32408-79e1d5dece194d539a622f42914d601a#listing", "url": "https://www.propertysimple.ai/listing/1420-trout-drive-panama-city-fl-32408-79e1d5dece194d539a622f42914d601a", "name": "1420 Trout Drive, Panama City, FL 32408", "description": "Water, power and boat lift already in place for you! Bring your boat now and build your dream waterfront home later! This is one of the few remaining deep-water canal homesites available in the gated community of Bay Point. 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