About This Home

This 7-bedroom, 8-bathroom single family at 14328 Front Beach Road in Panama City Beach, FL is listed for $3,650,000 ($865 per sqft). Built in 2023, the home offers 4,221 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2023
  • 0.14 acre lot
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
7 full, 1 half
2-car garage
2023

Amenities

A/C
Listing Description

Seller welcomes all reasonable offers and values constructive negotiations .Positioned directly across from the Gulf with permanent, unobstructed emerald water views, this newly built coastal retreat delivers the kind of location and flexibility buyers rarely find along Panama City Beach.

Completed in 2023 and offered fully furnished turnkey, this 7 bedroom, 8 bathroom residence spans over 4,200 square feet and comfortably accommodates up to 22 guests in beds, making it exceptionally well suited for both luxury coastal living and high performing vacation rental potential.

Expansive Gulf-facing balconies create the perfect setting for sunrise coffee, afternoon sea breezes, and unforgettable sunset views. Private deeded beach access places the sugar white sands just steps away, while the absence of an HOA allows owners the freedom and flexibility today's buyers are actively searching for.

This property already carries over $100,000 in future rental bookings on the calendar, offering immediate income potential from day one. Supporting rental history, forward bookings, and appraisal documentation are available upon request. Investors will appreciate the strong income positioning, with projected annual short term rental performance approaching $350,000 based on nearby comparable data and market trends.

Buyers are encouraged to independently verify all projections and rental performance. Whether positioned as a luxury second home, income producing asset, or legacy beach property. Gulf views. Newer construction. No HOA. Deeded beach access. Strong rental capability.

Ideally located just minutes from Pier Park, shopping, dining, entertainment, and local excursions, with golf cart friendly access adding to the laid back coastal lifestyle appeal. Opportunities like this rarely come to market with this combination of size, location, views, and proven income trajectory already in place.

Monthly Cost Estimate

$19,521/mo

20% down · 6.5% · 30 years

Principal$2,640
Interest$15,817
Insurance$1,065

Estimates only. Actual payments may vary.

Location

14328 Front Beach Road

Panama City Beach, FL 32413

Bid-A-Wee Beach

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingElevatorKitchen IslandLighting RecessedOwner's ClosetPantryWet BarWoodwork Painted

Exterior Features

BalconyFenced Back YardSeparate Living AreaShowerSprinkler System

Property Details

Flooring

VinylTile

Construction

Siding CmntFbrHrdBrd

Outdoor Features

Deck

Cooling

Central Air

Appliances

DishwasherDisposalDryerIce MachineMicrowaveRefrigerator W/IceMkSecurity SystemSmoke DetectorStove/Oven GasWasherWine RefrigeratorWater Heater - GasWater Heater - Tnkls

Questions & Answers

This 7-bedroom, 8-bathroom single family at 14328 Front Beach Road is listed at $3,650,000 ($865/sqft). The estimated monthly payment is $19,521 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 0.14 acre lot, 3 stories, 2 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Elevator. Exterior Features: Balcony, Fenced Back Yard, Separate Living Area.

This property is listed by Paul D Gibney.

PG

Paul D Gibney

License 3315203

Agent at Hilary & Reverie

Listed by Hilary & Reverie · Broker phone: (850) 231-2850 · View on Broker Site · Broker website

MLS# 998665· Source: Emerald Coast Association of Realtors· 219 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

14328 Front Beach Road, Panama City Beach, FL 32413

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