# 14328 Front Beach Road, Panama City Beach, FL 32413

> **TL;DR:** 7bd/8ba single family, $3,650,000 ($865/sqft), built 2023, 4,221 sqft.
> A/C, 2-car garage. Est. $19,521/mo. Listed 221 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,650,000 |
| Price/sqft | $865 |
| Bedrooms | 7 |
| Bathrooms | 7 full, 1 half |
| Square Feet | 4,221 |
| Year Built | 2023 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 3 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 221 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $18,456 |
| Estimated Insurance | $1,065 |
| **Total** | **$19,521** |

## Nearby Schools

- **Elementary:** Hutchinson Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2023
- 0.14 acre lot
- 3 stories
- 2 parking spaces

## Description

### Agent Description
Seller welcomes all reasonable offers and values constructive negotiations .Positioned directly across from the Gulf with permanent, unobstructed emerald water views, this newly built coastal retreat delivers the kind of location and flexibility buyers rarely find along Panama City Beach. Completed in 2023 and offered fully furnished turnkey, this 7 bedroom, 8 bathroom residence spans over 4,200 square feet and comfortably accommodates up to 22 guests in beds, making it exceptionally well suited for both luxury coastal living and high performing vacation rental potential. Expansive Gulf-facing balconies create the perfect setting for sunrise coffee, afternoon sea breezes, and unforgettable sunset views. Private deeded beach access places the sugar white sands just steps away, while the absence of an HOA allows owners the freedom and flexibility today's buyers are actively searching for. This property already carries over $100,000 in future rental bookings on the calendar, offering immediate income potential from day one. Supporting rental history, forward bookings, and appraisal documentation are available upon request. Investors will appreciate the strong income positioning, with projected annual short term rental performance approaching $350,000 based on nearby comparable data and market trends. Buyers are encouraged to independently verify all projections and rental performance. Whether positioned as a luxury second home, income producing asset, or legacy beach property. Gulf views. Newer construction. No HOA. Deeded beach access. Strong rental capability. Ideally located just minutes from Pier Park, shopping, dining, entertainment, and local excursions, with golf cart friendly access adding to the laid back coastal lifestyle appeal. Opportunities like this rarely come to market with this combination of size, location, views, and proven income trajectory already in place.

## Location

- **Address:** 14328 Front Beach Road, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Bid-A-Wee Beach
- **Coordinates:** 30.203723, -85.853816
- **Google Maps:** https://www.google.com/maps?q=30.203723,-85.853816

## Listing Agent

- **Name:** Paul D Gibney · **License:** 3315203
- **Brokerage:** Hilary & Reverie
- **Broker Phone:** (850) 231-2850
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/14328-Front-Beach-Rd_Panama-City-Beach_FL_32413_M54462-81706?f=listhub&s=ECARMLSFL&m=998665&c=propsimple)

## Photos

![14328 Front Beach Road - Photo 1](http://lh.rdcpix.com/28bfb390b7cbcbc0bba2ef2a0f7a59b9l-f2311267768r.jpg)

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---

**MLS#:** 998665 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/14328-front-beach-road-panama-city-beach-fl-32413-8b6d9e8fe5ef4e2e9d0811c388df4b1e)

---

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