About This Home

This 4-bedroom, 2-bathroom single family at 144 Ripshin Lake Road in Roan Mountain, TN is listed for $409,000 ($290 per sqft). Built in 1963, the home offers 1,408 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1963
  • 0.28 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
1963

Amenities

FireplaceWaterfrontViewA/C
Listing Description

RARE Appalachian retreat. Mountain Cottage in the exclusive Ripshin Lake community--a hidden gem nestled in the heart of the Appalachian Mountains! Perched in an enviable location overlooking the lake's deepest basin, this mountain retreat offers breathtaking southwest-facing views of the shimmering waters and the picturesque Unaka Range.

Recent updates include a new well, updated roof, HVAC, flooring, fresh paint, plumbing, along with a new electrical panel. The cabin features extra usable space in the full height crawlspace that offers easy access to mechanical systems as well as a NEW Encapsulation system with dehumidifier.

The improvements give the next owners a sense of security while preserving the rustic charm. This property is part of the Ripshin Lake Corporation, a unique structure fully owned and directed by the lake's property owners. As an equal shareholder, the owner has access to over 120 additional acres of corporate land as well as the IDYLLIC 60+ acre Lake.

Owners have a voice in preserving and enhancing this special environment and maintains a stake in its pristine assets and operations. Adjacent to the Cherokee National Forest and the Roan Highlands, Ripshin Lake is surrounded by the majestic beauty of the Unaka Ridge.

Established nearly 70 years ago, this private enclave is dedicated to the serene enjoyment of East Tennessee's natural wonders, offering unparalleled opportunities for fishing, boating, hiking, and peaceful relaxation. Additionally, significant community improvements include updates to the Ripshin Lake Dam, ensuring compliance with modern regulatory standards and safeguarding the lake's sustainability for generations to come.

All assessments related to these updates have been fully paid, providing peace of mind to the next owner. Whether you're seeking a tranquil retreat to unwind or an active outdoor lifestyle, Ripshin Lake delivers the perfect blend of natural beauty, adventure, and community stewardship. Buyer/Buyer's agent to verify all MLS info.

Monthly Cost Estimate

$3,012/mo

20% down · 6.5% · 30 years

Principal$296
Interest$1,772
Insurance$119
HOA$825

Estimates only. Actual payments may vary.

Location

144 Ripshin Lake Road

Roan Mountain, TN 37687

Ripshin Lake Corp

Features & Amenities

Interior Features

Primary DownstairsKitchen IslandLaminate CountersOpen Floorplan

Exterior Features

Dock

Property Details

Flooring

Vinyl

Construction

Wood Siding

Views

Water

Outdoor Features

Porch

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

Electric RangeRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 144 Ripshin Lake Road is listed at $409,000 ($290/sqft). The estimated monthly payment is $3,012 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $825/month.

Key features include: Built in 1963, 0.28 acre lot, Fireplace, Waterfront. Interior Features: Primary Downstairs, Kitchen Island, Laminate Counters. Exterior Features: Dock.

This property is listed by Gregory Cox.

GC

Gregory Cox

License 308589

Agent at PRUDENTIAL GREG COX REAL ESTATE

Listed by PRUDENTIAL GREG COX REAL ESTATE · Broker phone: 4232822411 · View on Broker Site

MLS# 9999026· Source: Tennessee Virginia Regional Multiple Listing Service· 89 days on PropertySimple

Copyright © 2026 Tennessee Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

144 Ripshin Lake Road, Roan Mountain, TN 37687

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