# 144 River Street, Elk Rapids, MI 49629

> **TL;DR:** commercial, $499,000 ($169/sqft), 2,953 sqft. Est. $2,669/mo. Listed 142 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,000 |
| Price/sqft | $169 |
| Square Feet | 2,953 |
| Property Type | Commercial (Retail) |
| Status | Active |
| Days on Market | 142 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,523 |
| Estimated Insurance | $146 |
| **Total** | **$2,669** |

## Description

### Agent Description
Located in the heart of downtown Elk Rapids, this rare mixed-use opportunity offers both commercial and residential potential within a historic and character-filled building. Unit #1 features a versatile commercial space currently occupied with potential to re-sign the lease in the fall, along with a charming garden studio apartment (currently rented month to month at $695) and valuable lower-level storage space, creating flexibility for owner-occupants, investors, or entrepreneurs alike. Offered at $499,000, the property is zoned B2, allowing for short-term rentals and a variety of commercial and residential uses. Rich in character, the building showcases timeless architectural details and enjoys an unbeatable downtown location just steps from local shops, restaurants, the marina, and the beach. A unique investment opportunity in one of Northern Michigan's most vibrant waterfront communities.

## Location

- **Address:** 144 River Street, Elk Rapids, MI 49629
- **County:** Antrim
- **Coordinates:** 44.898409, -85.413814
- **Google Maps:** https://www.google.com/maps?q=44.898409,-85.413814

## Listing Agent

- **Name:** Blake Bernard
- **Brokerage:** Real Estate One
- **Phone:** 2317144787
- **Broker Phone:** (248) 304-6700

## Photos

![144 River Street - Photo 1](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2729981628r.jpg)

![144 River Street - Photo 2](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3080520744r.jpg)

![144 River Street - Photo 3](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3274414387r.jpg)

![144 River Street - Photo 4](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f660339865r.jpg)

![144 River Street - Photo 5](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f1812289312r.jpg)

![144 River Street - Photo 6](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2316174842r.jpg)

![144 River Street - Photo 7](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2433031039r.jpg)

![144 River Street - Photo 8](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f10763167r.jpg)

![144 River Street - Photo 9](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f61139464r.jpg)

![144 River Street - Photo 10](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2576532754r.jpg)

![144 River Street - Photo 11](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4145908145r.jpg)

![144 River Street - Photo 12](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f1339434822r.jpg)

![144 River Street - Photo 13](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4153641678r.jpg)

![144 River Street - Photo 14](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4110189935r.jpg)

![144 River Street - Photo 15](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3272248443r.jpg)

![144 River Street - Photo 16](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2230845695r.jpg)

![144 River Street - Photo 17](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3254868971r.jpg)

![144 River Street - Photo 18](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3435937715r.jpg)

![144 River Street - Photo 19](http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2286982950r.jpg)

---

**MLS#:** 1945394 | **Updated:** 2026-10-08
**Source:** listhub

*Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394#listing",
  "url": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394",
  "name": "144 River Street, Elk Rapids, MI 49629",
  "description": "Located in the heart of downtown Elk Rapids, this rare mixed-use opportunity offers both commercial and residential potential within a historic and character-filled building. Unit #1 features a versatile commercial space currently occupied with potential to re-sign the lease in the fall, along with a charming garden studio apartment (currently rented month to month at $695) and valuable lower-level storage space, creating flexibility for owner-occupants, investors, or entrepreneurs alike. Offered at $499,000, the property is zoned B2, allowing for short-term rentals and a variety of commercial and residential uses. Rich in character, the building showcases timeless architectural details and enjoys an unbeatable downtown location just steps from local shops, restaurants, the marina, and the beach. A unique investment opportunity in one of Northern Michigan's most vibrant waterfront communities.",
  "image": [
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2729981628r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3080520744r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3274414387r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f660339865r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f1812289312r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2316174842r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2433031039r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f10763167r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f61139464r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2576532754r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4145908145r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f1339434822r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4153641678r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4110189935r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3272248443r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2230845695r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3254868971r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3435937715r.jpg",
    "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2286982950r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2729981628r.jpg",
    "caption": "144 River Street - Elk Rapids, MI"
  },
  "datePosted": "2026-05-20T00:00:00+00:00",
  "dateModified": "2026-10-08T17:39:05.130463+00:00",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394#property",
    "name": "144 River Street, Elk Rapids, MI 49629",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "144 River Street",
      "addressLocality": "Elk Rapids",
      "addressRegion": "MI",
      "postalCode": "49629",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 44.898409,
      "longitude": -85.413814
    },
    "image": [
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2729981628r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3080520744r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3274414387r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f660339865r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f1812289312r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2316174842r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2433031039r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f10763167r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f61139464r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2576532754r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4145908145r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f1339434822r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4153641678r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f4110189935r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3272248443r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2230845695r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3254868971r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f3435937715r.jpg",
      "http://lh.rdcpix.com/8faf31fae0b6b43cf26ccc158e797e40l-f2286982950r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1945394"
    },
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Frame"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Parking Lot"
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Retail"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Commercial"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394#offer",
    "url": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394",
    "price": 499000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394#agent",
    "name": "Blake Bernard",
    "telephone": "2317144787",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/144-river-street-elk-rapids-mi-49629-1945394#brokerage",
      "name": "Real Estate One",
      "telephone": "(248) 304-6700"
    }
  }
}
```