# 14495 OVER CREEK Drive, Issue, MD 20645 > **TL;DR:** 3bd/3ba single family, $399,900 ($176/sqft), built 1991, 2,268 sqft. > Fireplace, A/C. Est. $2,349/mo. Listed 59 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $176 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,268 | | Year Built | 1991 | | Lot Size | 15,764 sqft (0.36 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 59 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | HOA | $210 | | **Total** | **$2,349** | ## Nearby Schools - **Elementary:** DR. THOMAS L. HIGDON - **Middle:** PICCOWAXEN - **High:** LA PLATA ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1991 - 0.36 acre lot - 2 parking spaces - Fireplace ## Description ### Agent Description Discover the relaxed, resort-style lifestyle of Swan Point, where golf, boating, waterfront recreation, and year-round community activities are all just moments from home. This charming brick-front residence is situated on a beautifully landscaped corner lot surrounded by mature shade trees and is just a short stroll from peaceful water views. Inside, you'll find a comfortable and thoughtfully designed floor plan featuring 3 bedrooms, 2.5 bathrooms, and inviting spaces for everyday living and entertaining. The spacious family room is centered around a two-sided gas fireplace shared with the dining area, while the sunroom offers a bright and peaceful place to take in the changing seasons. Both the family room and sunroom provide direct access to the deck, creating an easy flow between the indoor and outdoor living spaces. This well-built home has great bones and offers an excellent opportunity for the next owner to update and personalize it to fit their own style. Additional features include a recently replaced HVAC system, a tall crawl space providing valuable storage, and an attached two-car garage. Swan Point residents enjoy an exceptional array of amenities, including a championship golf course, full-service marina, private beach, swimming pool, playground, tennis and pickleball courts, and a lively calendar of social and community events. Whether your ideal day includes a round of golf, time on the water, relaxing by the pool, or simply enjoying the peaceful surroundings, this home offers the opportunity to make the Swan Point lifestyle your own. ## Location - **Address:** 14495 OVER CREEK Drive, Issue, MD 20645 - **County:** CHARLES - **Neighborhood:** SWAN POINT - **Coordinates:** 38.30923, -76.92032 - **Google Maps:** https://www.google.com/maps?q=38.30923,-76.92032 ## Listing Agent - **Name:** Sarah Swann · **License:** 662211 - **Brokerage:** Baldus Real Estate, Inc. - **Phone:** 3016439492 - **Broker Phone:** (301) 870-3131 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/14495-Over-Creek-Dr_Swan-Point_MD_20645_M52851-18429?f=listhub&s=TRENDPA&m=MDCH2057520&c=propsimple) ## Photos ![14495 OVER CREEK Drive - Photo 1](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2795144894r.jpg) ![14495 OVER CREEK Drive - Photo 2](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2719434463r.jpg) ![14495 OVER CREEK Drive - Photo 3](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2837763476r.jpg) ![14495 OVER CREEK Drive - Photo 4](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1129681387r.jpg) ![14495 OVER CREEK Drive - Photo 5](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1413772459r.jpg) ![14495 OVER CREEK Drive - Photo 6](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2582803610r.jpg) ![14495 OVER CREEK Drive - Photo 7](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3907149794r.jpg) ![14495 OVER CREEK Drive - Photo 8](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2702171408r.jpg) ![14495 OVER CREEK Drive - Photo 9](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1314543089r.jpg) ![14495 OVER CREEK Drive - Photo 10](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3325954614r.jpg) ![14495 OVER CREEK Drive - Photo 11](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f578749156r.jpg) ![14495 OVER CREEK Drive - Photo 12](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3403471579r.jpg) ![14495 OVER CREEK Drive - Photo 13](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3758013628r.jpg) ![14495 OVER CREEK Drive - Photo 14](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f632261026r.jpg) ![14495 OVER CREEK Drive - Photo 15](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3383380379r.jpg) ![14495 OVER CREEK Drive - Photo 16](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1014880954r.jpg) ![14495 OVER CREEK Drive - Photo 17](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f780350803r.jpg) ![14495 OVER CREEK Drive - Photo 18](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f696922657r.jpg) ![14495 OVER CREEK Drive - Photo 19](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3925220923r.jpg) ![14495 OVER CREEK Drive - Photo 20](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1517931238r.jpg) ![14495 OVER CREEK Drive - Photo 21](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3419956162r.jpg) ![14495 OVER CREEK Drive - Photo 22](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f4277384742r.jpg) ![14495 OVER CREEK Drive - Photo 23](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f304405591r.jpg) ![14495 OVER CREEK Drive - Photo 24](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1669191355r.jpg) ![14495 OVER CREEK Drive - Photo 25](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f4073467255r.jpg) ![14495 OVER CREEK Drive - Photo 26](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3701973165r.jpg) ![14495 OVER CREEK Drive - Photo 27](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1713729226r.jpg) ![14495 OVER CREEK Drive - Photo 28](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2141192092r.jpg) ![14495 OVER CREEK Drive - Photo 29](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2176611869r.jpg) ![14495 OVER CREEK Drive - Photo 30](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1008043159r.jpg) ![14495 OVER CREEK Drive - Photo 31](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f307129226r.jpg) ![14495 OVER CREEK Drive - Photo 32](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2772392998r.jpg) ![14495 OVER CREEK Drive - Photo 33](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f2300884625r.jpg) ![14495 OVER CREEK Drive - Photo 34](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1214608010r.jpg) ![14495 OVER CREEK Drive - Photo 35](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3926323681r.jpg) ![14495 OVER CREEK Drive - Photo 36](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1614905335r.jpg) ![14495 OVER CREEK Drive - Photo 37](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f427736401r.jpg) ![14495 OVER CREEK Drive - Photo 38](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1119590828r.jpg) ![14495 OVER CREEK Drive - Photo 39](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f587183962r.jpg) ![14495 OVER CREEK Drive - Photo 40](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1937459008r.jpg) ![14495 OVER CREEK Drive - Photo 41](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3458050771r.jpg) ![14495 OVER CREEK Drive - Photo 42](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f692372795r.jpg) ![14495 OVER CREEK Drive - Photo 43](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3908010733r.jpg) ![14495 OVER CREEK Drive - Photo 44](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f629905721r.jpg) ![14495 OVER CREEK Drive - Photo 45](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f396940098r.jpg) ![14495 OVER CREEK Drive - Photo 46](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f873940574r.jpg) ![14495 OVER CREEK Drive - Photo 47](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3763294177r.jpg) ![14495 OVER CREEK Drive - Photo 48](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f3190528169r.jpg) ![14495 OVER CREEK Drive - Photo 49](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f175246524r.jpg) ![14495 OVER CREEK Drive - Photo 50](http://lh.rdcpix.com/be0e0e14abc166b765eefbb724efff59l-f1122969349r.jpg) --- **MLS#:** MDCH2057520 | **Updated:** 2026-07-22 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/14495-over-creek-drive-issue-md-20645-h2057520) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/14495-over-creek-drive-issue-md-20645-h2057520#listing", "url": "https://www.propertysimple.ai/listing/14495-over-creek-drive-issue-md-20645-h2057520", "name": "14495 OVER CREEK Drive, Issue, MD 20645", "description": "Discover the relaxed, resort-style lifestyle of Swan Point, where golf, boating, waterfront recreation, and year-round community activities are all just moments from home. This charming brick-front residence is situated on a beautifully landscaped corner lot surrounded by mature shade trees and is just a short stroll from peaceful water views. Inside, you'll find a comfortable and thoughtfully designed floor plan featuring 3 bedrooms, 2.5 bathrooms, and inviting spaces for everyday living and entertaining. The spacious family room is centered around a two-sided gas fireplace shared with the dining area, while the sunroom offers a bright and peaceful place to take in the changing seasons. Both the family room and sunroom provide direct access to the deck, creating an easy flow between the indoor and outdoor living spaces. This well-built home has great bones and offers an excellent opportunity for the next owner to update and personalize it to fit their own style. Additional features include a recently replaced HVAC system, a tall crawl space providing valuable storage, and an attached two-car garage. 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