# 145 Chicago Street, Waterloo, IA 50701 > **TL;DR:** 3bd/2ba single family, $184,900 ($124/sqft), built 1895, 1,496 sqft. > A/C. Est. $989/mo. Listed 40 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $184,900 | | Price/sqft | $124 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,496 | | Year Built | 1895 | | Lot Size | 5,663 sqft (0.13 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 40 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $935 | | Estimated Insurance | $54 | | **Total** | **$989** | ## Nearby Schools - **Elementary:** Kingsley Elementary - **Middle:** Hoover Intermediate - **High:** West High - Waterloo ## Key Amenities - A/C ## Property Highlights - Built in 1895 - 0.13 acre lot ## Description ### Agent Description Amazing offering! This character filled home has a newer construction feel, but with tons of charm throughout. This home is instantly inviting as soon as you enter the door, welcoming you to the spacious living room offering great flooring that flows seamlessly throughout the main floor and a wall of built-ins with an electric fireplace making this space cozy. The updated kitchen features bright white cabinetry, nice appliances including a double oven and a custom tiled backsplash. The main floor primary bedroom option makes living easy as it offers access to the main floor bathroom as well. Moving upstairs, you will love two additional bedrooms as well as an additional full bath. Talk about great exterior spaces, the private patio that features the cutest garden shed is truly a great spot for taking in fall days. As if this one doesn't get any better - the oversized two stall garage is just as impressive! With a new roof and partially updated siding - this one will go fast! Schedule your showing today! ## Location - **Address:** 145 Chicago Street, Waterloo, IA 50701 - **County:** Black Hawk - **Coordinates:** 42.490067, -92.360864 - **Google Maps:** https://www.google.com/maps?q=42.490067,-92.360864 ## Virtual Tour & Media - **Video Tour:** https://vimeo.com/1229896985?share=copy&fl=sv&fe=ci ## Listing Agent - **Name:** Amy Wienands - **Brokerage:** TEAM A.W., LLC - **Broker Phone:** (319) 269-2477 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/145-Chicago-St_Waterloo_IA_50701_M77401-97249?f=listhub&s=WCFBORIA&m=20264611&c=propsimple) ## Photos ![145 Chicago Street - Photo 1](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f303788315r.jpg) ![145 Chicago Street - Photo 2](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1908641892r.jpg) ![145 Chicago Street - Photo 3](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2637037404r.jpg) ![145 Chicago Street - Photo 4](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1064193590r.jpg) ![145 Chicago Street - Photo 5](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2924317114r.jpg) ![145 Chicago Street - Photo 6](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f734963381r.jpg) ![145 Chicago Street - Photo 7](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3011836025r.jpg) ![145 Chicago Street - Photo 8](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4026795075r.jpg) ![145 Chicago Street - Photo 9](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2428964833r.jpg) ![145 Chicago Street - Photo 10](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2545197299r.jpg) ![145 Chicago Street - Photo 11](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1710374074r.jpg) ![145 Chicago Street - Photo 12](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4073252643r.jpg) ![145 Chicago Street - Photo 13](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2734787037r.jpg) ![145 Chicago Street - Photo 14](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f865071979r.jpg) ![145 Chicago Street - Photo 15](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1743408495r.jpg) ![145 Chicago Street - Photo 16](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2261534555r.jpg) ![145 Chicago Street - Photo 17](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1834671355r.jpg) ![145 Chicago Street - Photo 18](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3722835547r.jpg) ![145 Chicago Street - Photo 19](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3441090026r.jpg) ![145 Chicago Street - Photo 20](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1252034167r.jpg) ![145 Chicago Street - Photo 21](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1592805509r.jpg) ![145 Chicago Street - Photo 22](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4177013973r.jpg) ![145 Chicago Street - Photo 23](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2502539397r.jpg) ![145 Chicago Street - Photo 24](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1816901758r.jpg) ![145 Chicago Street - Photo 25](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2622328476r.jpg) ![145 Chicago Street - Photo 26](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3592748871r.jpg) ![145 Chicago Street - Photo 27](http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4104690581r.jpg) --- **MLS#:** 20264611 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0#listing", "url": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0", "name": "145 Chicago Street, Waterloo, IA 50701", "description": "Amazing offering! This character filled home has a newer construction feel, but with tons of charm throughout. This home is instantly inviting as soon as you enter the door, welcoming you to the spacious living room offering great flooring that flows seamlessly throughout the main floor and a wall of built-ins with an electric fireplace making this space cozy. The updated kitchen features bright white cabinetry, nice appliances including a double oven and a custom tiled backsplash. The main floor primary bedroom option makes living easy as it offers access to the main floor bathroom as well. Moving upstairs, you will love two additional bedrooms as well as an additional full bath. Talk about great exterior spaces, the private patio that features the cutest garden shed is truly a great spot for taking in fall days. As if this one doesn't get any better - the oversized two stall garage is just as impressive! With a new roof and partially updated siding - this one will go fast! Schedule your showing today!", "image": [ "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f303788315r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1908641892r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2637037404r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1064193590r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2924317114r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f734963381r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3011836025r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4026795075r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2428964833r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2545197299r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1710374074r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4073252643r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2734787037r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f865071979r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1743408495r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2261534555r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1834671355r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3722835547r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3441090026r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1252034167r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1592805509r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4177013973r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2502539397r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1816901758r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2622328476r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3592748871r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4104690581r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f303788315r.jpg", "caption": "145 Chicago Street - Waterloo, IA" }, "datePosted": "2026-09-24", "dateModified": "2026-10-26T13:26:54.083Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0#property", "name": "145 Chicago Street, Waterloo, IA 50701", "address": { "@type": "PostalAddress", "streetAddress": "145 Chicago Street", "addressLocality": "Waterloo", "addressRegion": "IA", "postalCode": "50701", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 42.490067, "longitude": -92.360864 }, "image": [ "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f303788315r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1908641892r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2637037404r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1064193590r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2924317114r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f734963381r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3011836025r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4026795075r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2428964833r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2545197299r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1710374074r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4073252643r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2734787037r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f865071979r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1743408495r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2261534555r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1834671355r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3722835547r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3441090026r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1252034167r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1592805509r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4177013973r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2502539397r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f1816901758r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f2622328476r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f3592748871r.jpg", "http://lh.rdcpix.com/a02d22bc6a0272d48c87cb5f62c35336l-f4104690581r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "20264611" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1496, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1895, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Vinyl Siding" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Oversize, Garage - Detached" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.13 acres" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0#offer", "url": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0", "price": 184900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/LimitedAvailability", "seller": { "@id": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0#agent", "name": "Amy Wienands", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/145-chicago-street-waterloo-ia-50701-3660f3dcef994a518b71ed74196b52a0#brokerage", "name": "TEAM A.W., LLC", "telephone": "(319) 269-2477", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/3ba261a139f011e595db364f3b697back-c220369229r.png" } } } } ```