About This Home

This 2-bedroom, 1-bathroom single family at 146 Duck Cove Road in Belmont, NC is listed for $555,000 ($289 per sqft). Built in 1974, the home offers 1,920 sqft of living space on a 1.32 acres lot.

Key Features

  • Built in 1974
  • 1.32 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
1 full
1974

Amenities

FireplaceWaterfront
Listing Description

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty.

Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location -making this a rare opportunity to create your own waterfront dream home.

Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors.

The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie.

With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting.

Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

Monthly Cost Estimate

$2,968/mo

20% down · 6.5% · 30 years

Principal$401
Interest$2,405
Insurance$162

Estimates only. Actual payments may vary.

Location

146 Duck Cove Road

Belmont, NC 28012

Lake Wylie

Features & Amenities

Exterior Features

Storage

Property Details

Construction

Vinyl

Parking

Carport

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

Electric CooktopRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 146 Duck Cove Road is listed at $555,000 ($289/sqft). The estimated monthly payment is $2,968 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1974, 1.32 acre lot, 2 stories, Fireplace, Waterfront. Exterior Features: Storage.

This property is listed by Gina Collias.

GC

Gina Collias

Agent at Lake Homes Realty

Listed by Lake Homes Realty · Broker phone: (205) 985-2991 · View on Broker Site · Broker website

MLS# 4405510· Source: Canopy MLS· 101 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

146 Duck Cove Road, Belmont, NC 28012

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