# 146 Shady Trail, Waco, TX 76657 > **TL;DR:** 4bd/4ba single family, $829,000 ($212/sqft), built 1998, 3,914 sqft. > Fireplace, A/C, 3-car garage. Est. $4,534/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $829,000 | | Price/sqft | $212 | | Bedrooms | 4 | | Bathrooms | 2 full, 2 half | | Square Feet | 3,914 | | Year Built | 1998 | | Lot Size | 22,311 sqft (0.51 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,192 | | Estimated Insurance | $242 | | HOA | $100 | | **Total** | **$4,534** | ## Nearby Schools - **Elementary:** South Bosque - **Middle:** River Valley - **High:** Midway ## Key Amenities - Fireplace - A/C - 3-car garage ## Property Highlights - Built in 1998 - 0.51 acre lot - 2 stories - Fireplace ## Description ### Agent Description Welcome to 146 Shady Trl, an exceptional residence nestled in the sought after Stone Creek Ranch subdivision. Offering 4 bedrooms, this home combines timeless elegance, spacious interiors, and exceptional comfort. The main level offers an impressive winding staircase, and opens up to a formal dining room, elegant sitting room or office, and a large living room with built in cabinets gorgeous fireplace with gas logs. The luxurious isolated primary bedroom suite and bath feature dual vanities, a separate spa tub, walk in shower, and two oversized walk in closets. The gourmet -inspired kitchen features an oversized island, granite countertops, abundant cabinetry, and lots of counter space. The beautiful breakfast room provides a space for casual dining while the open concept design allows the kitchen to flow effortlessly into the expansive living room. Upstairs, three generously sized bedrooms are complimented by a Jack and Jill bath and a large media room or family room, creating a private retreat for family and guests. Outside the expansive yard is framed by beautiful mature oak trees, offering shade, privacy, and a serene setting for outdoor enjoyment. the three car garage adds both convenience and generous storage. So many windows throughout provide such a beautiful view of all the outdoors and provide so much light. Some quality updates include newly installed carpeting and upscale wallpapers. This is a must see!! ## Location - **Address:** 146 Shady Trail, Waco, TX 76657 - **County:** McLennan - **Neighborhood:** Stone Creek Ranch - **Coordinates:** 31.473002, -97.320674 - **Google Maps:** https://www.google.com/maps?q=31.473002,-97.320674 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21388541 ## Listing Agent - **Name:** Sue Milam Reed - **Brokerage:** Kelly, Realtors - **Phone:** (254) 741-1500 - **Broker Phone:** (254) 741-1500 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/146-Shady-Trl_McGregor_TX_76657_M78773-18156?f=listhub&s=NTREIS&m=21388541&c=propsimple) ## Photos ![146 Shady Trail - Photo 1](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1323763336r.jpg) ![146 Shady Trail - Photo 2](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1528673382r.jpg) ![146 Shady Trail - Photo 3](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1912041695r.jpg) ![146 Shady Trail - Photo 4](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3597514667r.jpg) ![146 Shady Trail - Photo 5](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3457481383r.jpg) ![146 Shady Trail - Photo 6](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4260540356r.jpg) ![146 Shady Trail - Photo 7](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f216586855r.jpg) ![146 Shady Trail - Photo 8](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1294263354r.jpg) ![146 Shady Trail - Photo 9](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f305875881r.jpg) ![146 Shady Trail - Photo 10](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1936232171r.jpg) ![146 Shady Trail - Photo 11](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4203036493r.jpg) ![146 Shady Trail - Photo 12](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1542772347r.jpg) ![146 Shady Trail - Photo 13](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1738135229r.jpg) ![146 Shady Trail - Photo 14](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f402345578r.jpg) ![146 Shady Trail - Photo 15](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3686533752r.jpg) ![146 Shady Trail - Photo 16](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2230831741r.jpg) ![146 Shady Trail - Photo 17](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3769514734r.jpg) ![146 Shady Trail - Photo 18](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1719857282r.jpg) ![146 Shady Trail - Photo 19](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3761180859r.jpg) ![146 Shady Trail - Photo 20](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1511844583r.jpg) ![146 Shady Trail - Photo 21](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4222101271r.jpg) ![146 Shady Trail - Photo 22](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3748064049r.jpg) ![146 Shady Trail - Photo 23](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2129526573r.jpg) ![146 Shady Trail - Photo 24](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3617084524r.jpg) ![146 Shady Trail - Photo 25](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2033129553r.jpg) ![146 Shady Trail - Photo 26](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3899495347r.jpg) ![146 Shady Trail - Photo 27](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3694537869r.jpg) ![146 Shady Trail - Photo 28](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1762126591r.jpg) ![146 Shady Trail - Photo 29](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3005636122r.jpg) ![146 Shady Trail - Photo 30](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3238738882r.jpg) ![146 Shady Trail - Photo 31](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1783465060r.jpg) ![146 Shady Trail - Photo 32](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1204668924r.jpg) ![146 Shady Trail - Photo 33](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f352787223r.jpg) ![146 Shady Trail - Photo 34](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f666015899r.jpg) ![146 Shady Trail - Photo 35](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1353102509r.jpg) ![146 Shady Trail - Photo 36](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2113700309r.jpg) ![146 Shady Trail - Photo 37](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3962439122r.jpg) ![146 Shady Trail - Photo 38](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3513938579r.jpg) ![146 Shady Trail - Photo 39](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4113248074r.jpg) ![146 Shady Trail - Photo 40](http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2780202628r.jpg) --- **MLS#:** 21388541 | **Updated:** 2026-09-21 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541#listing", "url": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541", "name": "146 Shady Trail, Waco, TX 76657", "description": "Welcome to 146 Shady Trl, an exceptional residence nestled in the sought after Stone Creek Ranch subdivision. Offering 4 bedrooms, this home combines timeless elegance, spacious interiors, and exceptional comfort. The main level offers an impressive winding staircase, and opens up to a formal dining room, elegant sitting room or office, and a large living room with built in cabinets gorgeous fireplace with gas logs. The luxurious isolated primary bedroom suite and bath feature dual vanities, a separate spa tub, walk in shower, and two oversized walk in closets. The gourmet -inspired kitchen features an oversized island, granite countertops, abundant cabinetry, and lots of counter space. The beautiful breakfast room provides a space for casual dining while the open concept design allows the kitchen to flow effortlessly into the expansive living room. Upstairs, three generously sized bedrooms are complimented by a Jack and Jill bath and a large media room or family room, creating a private retreat for family and guests. Outside the expansive yard is framed by beautiful mature oak trees, offering shade, privacy, and a serene setting for outdoor enjoyment. the three car garage adds both convenience and generous storage. So many windows throughout provide such a beautiful view of all the outdoors and provide so much light. Some quality updates include newly installed carpeting and upscale wallpapers. This is a must see!!", "image": [ "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1323763336r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1528673382r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1912041695r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3597514667r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3457481383r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4260540356r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f216586855r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1294263354r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f305875881r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1936232171r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4203036493r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1542772347r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1738135229r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f402345578r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3686533752r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2230831741r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3769514734r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1719857282r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3761180859r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1511844583r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4222101271r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3748064049r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2129526573r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3617084524r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2033129553r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3899495347r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3694537869r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1762126591r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3005636122r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3238738882r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1783465060r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1204668924r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f352787223r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f666015899r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1353102509r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2113700309r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3962439122r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3513938579r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4113248074r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2780202628r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1323763336r.jpg", "caption": "146 Shady Trail - Waco, TX" }, "datePosted": "2026-09-18T23:31:40.918133+00:00", "dateModified": "2026-09-21T18:35:32.728288+00:00", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541#property", "name": "146 Shady Trail, Waco, TX 76657", "address": { "@type": "PostalAddress", "streetAddress": "146 Shady Trail", "addressLocality": "Waco", "addressRegion": "TX", "postalCode": "76657", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 31.473002, "longitude": -97.320674 }, "image": [ "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1323763336r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1528673382r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1912041695r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3597514667r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3457481383r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4260540356r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f216586855r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1294263354r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f305875881r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1936232171r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4203036493r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1542772347r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1738135229r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f402345578r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3686533752r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2230831741r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3769514734r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1719857282r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3761180859r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1511844583r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4222101271r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3748064049r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2129526573r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3617084524r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2033129553r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3899495347r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3694537869r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1762126591r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3005636122r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3238738882r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1783465060r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1204668924r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f352787223r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f666015899r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f1353102509r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2113700309r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3962439122r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f3513938579r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f4113248074r.jpg", "http://lh.rdcpix.com/f1c4a50876770f2b14eee733c2b082bel-f2780202628r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "21388541" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 4, "numberOfBathroomsTotal": 4, "numberOfFullBathrooms": 2, "numberOfPartialBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 3914, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1998, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating), Central" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Ceiling Fan(s), Central Air, Electric" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, ElectricCooktop, ElectricOven, ElectricWaterHeater, Disposal, Microwave, VentedExhaustFan" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Vinyl, Wood, Carpet, Tile" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Brick" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Garage, Open" }, { "@type": "LocationFeatureSpecification", "name": "Fireplace", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.51 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 3 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541#offer", "url": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541", "price": 829000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541#agent", "name": "Sue Milam Reed", "telephone": "(254) 741-1500", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/146-shady-trail-waco-tx-76657-21388541#brokerage", "name": "Kelly, Realtors", "telephone": "(254) 741-1500" } } } ```