# 147 Polar Bear Circle #1C, Lake Ozark, MO 65049

> **TL;DR:** 1bd/1ba condo, $144,950 ($362/sqft), built 2007, 400 sqft.
> Waterfront, A/C. Est. $1,756/mo. Listed 204 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $144,950 |
| Price/sqft | $362 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 400 |
| Year Built | 2007 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 204 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $733 |
| Estimated Insurance | $42 |
| HOA | $981 |
| **Total** | **$1,756** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2007
- Waterfront

## Description

### Agent Description
Your cozy lake retreat awaits. This 1 bed 1 bath condo located at the 2 MM offers a gorgeous view, boat slip, boat ramp, and other complex amenities including a pool. With easy access to Bagnell Dam Strip by water or land, close to grocery, and highway access this condo checks all of the boxes. Nightly rentals are allowed and current rental history making this a great option for an investment opportunity, full- time living, or weekend lake spot.

## Location

- **Address:** 147 Polar Bear Circle #1C, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Koala Bear Condominium
- **Coordinates:** 38.204979, -92.651835
- **Google Maps:** https://www.google.com/maps?q=38.204979,-92.651835

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3584383

## Listing Agent

- **Name:** Chelsea Phillips · **License:** 2022046635
- **Brokerage:** United Real Estate Kansas City
- **Phone:** 9134060897
- **Broker Phone:** 816-629-4494
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/147-Polar-Bear-Cir-1C_Lake-Ozark_MO_65049_M93500-15875?f=listhub&s=BDAORMO&m=3584383&c=propsimple)

## Photos

![147 Polar Bear Circle #1C - Photo 1](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1136337083r.jpg)

![147 Polar Bear Circle #1C - Photo 2](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1376392534r.jpg)

![147 Polar Bear Circle #1C - Photo 3](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f478650180r.jpg)

![147 Polar Bear Circle #1C - Photo 4](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2882348439r.jpg)

![147 Polar Bear Circle #1C - Photo 5](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3867161301r.jpg)

![147 Polar Bear Circle #1C - Photo 6](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f734858827r.jpg)

![147 Polar Bear Circle #1C - Photo 7](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f449217819r.jpg)

![147 Polar Bear Circle #1C - Photo 8](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1237887142r.jpg)

![147 Polar Bear Circle #1C - Photo 9](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f4056089163r.jpg)

![147 Polar Bear Circle #1C - Photo 10](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1756949983r.jpg)

![147 Polar Bear Circle #1C - Photo 11](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1245235639r.jpg)

![147 Polar Bear Circle #1C - Photo 12](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2845339758r.jpg)

![147 Polar Bear Circle #1C - Photo 13](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2424255933r.jpg)

![147 Polar Bear Circle #1C - Photo 14](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3332910387r.jpg)

![147 Polar Bear Circle #1C - Photo 15](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2209801921r.jpg)

![147 Polar Bear Circle #1C - Photo 16](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1306425020r.jpg)

![147 Polar Bear Circle #1C - Photo 17](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1309043944r.jpg)

![147 Polar Bear Circle #1C - Photo 18](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2357902720r.jpg)

![147 Polar Bear Circle #1C - Photo 19](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2880346629r.jpg)

![147 Polar Bear Circle #1C - Photo 20](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1507397290r.jpg)

![147 Polar Bear Circle #1C - Photo 21](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3369350845r.jpg)

![147 Polar Bear Circle #1C - Photo 22](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3903966534r.jpg)

![147 Polar Bear Circle #1C - Photo 23](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3544905080r.jpg)

![147 Polar Bear Circle #1C - Photo 24](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f551832622r.jpg)

![147 Polar Bear Circle #1C - Photo 25](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3143265984r.jpg)

![147 Polar Bear Circle #1C - Photo 26](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1518476361r.jpg)

![147 Polar Bear Circle #1C - Photo 27](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3936267071r.jpg)

![147 Polar Bear Circle #1C - Photo 28](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f4127843909r.jpg)

![147 Polar Bear Circle #1C - Photo 29](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f403597616r.jpg)

![147 Polar Bear Circle #1C - Photo 30](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f1356650704r.jpg)

![147 Polar Bear Circle #1C - Photo 31](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f3686776784r.jpg)

![147 Polar Bear Circle #1C - Photo 32](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2761159887r.jpg)

![147 Polar Bear Circle #1C - Photo 33](http://lh.rdcpix.com/8ede30fbff36b670168e8ee86f90f0e0l-f2276703448r.jpg)

---

**MLS#:** 3584383 | **Updated:** 2026-09-01
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/147-polar-bear-circle-lake-ozark-mo-65049-348bbb5b)

---

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