# 147 Polar Bear Circle, Lake Ozark, MO 65049

> **TL;DR:** 1bd/1ba condo, $149,950 ($375/sqft), 400 sqft.
> Waterfront. Est. $802/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $149,950 |
| Price/sqft | $375 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 400 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $758 |
| Estimated Insurance | $44 |
| **Total** | **$802** |

## Key Amenities

- Waterfront

## Property Highlights

- Waterfront

## Description

### Agent Description
Your cozy lake retreat awaits. This 1 bed 1 bath condo located at the 2 MM offers a gorgeous view, boat slip, boat ramp, and other complex amenities including a pool. With easy access to Bagnell Dam Strip by water or land, close to grocery, and highway access this condo checks all of the boxes. 
Nightly rentals are allowed making this a great option for an investment opportunity, full- time living, or weekend lake spot.

## Location

- **Address:** 147 Polar Bear Circle, Lake Ozark, MO 65049
- **County:** Camden

## Listing Agent

- **Name:** Chelsea Phillips
- **Brokerage:** United Real Estate Kansas City
- **Phone:** 9134060897
- **Broker Phone:** 8166294494
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/147-Polar-Bear-Cir-1C_Lake-Ozark_MO_65049_M93500-15875?f=listhub&s=LOOBORMO&m=3584383&c=propsimple)

## Photos

![147 Polar Bear Circle - Photo 1](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2759566188r.jpg)

![147 Polar Bear Circle - Photo 2](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f764379806r.jpg)

![147 Polar Bear Circle - Photo 3](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f768976326r.jpg)

![147 Polar Bear Circle - Photo 4](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1348926342r.jpg)

![147 Polar Bear Circle - Photo 5](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2170222858r.jpg)

![147 Polar Bear Circle - Photo 6](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3974643768r.jpg)

![147 Polar Bear Circle - Photo 7](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3455115804r.jpg)

![147 Polar Bear Circle - Photo 8](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3802184196r.jpg)

![147 Polar Bear Circle - Photo 9](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f4131442052r.jpg)

![147 Polar Bear Circle - Photo 10](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3848749132r.jpg)

![147 Polar Bear Circle - Photo 11](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f352506781r.jpg)

![147 Polar Bear Circle - Photo 12](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f4006899772r.jpg)

![147 Polar Bear Circle - Photo 13](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3605105793r.jpg)

![147 Polar Bear Circle - Photo 14](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3441679891r.jpg)

![147 Polar Bear Circle - Photo 15](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2823673293r.jpg)

![147 Polar Bear Circle - Photo 16](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1733011104r.jpg)

![147 Polar Bear Circle - Photo 17](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f284425125r.jpg)

![147 Polar Bear Circle - Photo 18](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f4165302409r.jpg)

![147 Polar Bear Circle - Photo 19](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3685081406r.jpg)

![147 Polar Bear Circle - Photo 20](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1716606847r.jpg)

![147 Polar Bear Circle - Photo 21](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1729241347r.jpg)

![147 Polar Bear Circle - Photo 22](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2332535738r.jpg)

![147 Polar Bear Circle - Photo 23](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2743974000r.jpg)

![147 Polar Bear Circle - Photo 24](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f62529320r.jpg)

![147 Polar Bear Circle - Photo 25](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3556675786r.jpg)

![147 Polar Bear Circle - Photo 26](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2349079072r.jpg)

![147 Polar Bear Circle - Photo 27](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f4176528977r.jpg)

![147 Polar Bear Circle - Photo 28](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1482072401r.jpg)

![147 Polar Bear Circle - Photo 29](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f931511251r.jpg)

![147 Polar Bear Circle - Photo 30](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1198085455r.jpg)

![147 Polar Bear Circle - Photo 31](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f3836766752r.jpg)

![147 Polar Bear Circle - Photo 32](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f1291327381r.jpg)

![147 Polar Bear Circle - Photo 33](http://lh.rdcpix.com/28ed074fc85e310c7b7965e4d78bc342l-f2522032875r.jpg)

---

**MLS#:** 3584383 | **Updated:** 2026-05-31
**Source:** listhub

*Copyright © 2026 Lake of the Ozarks Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/147-polar-bear-circle-lake-ozark-mo-65049-3584383)

---

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