About This Home

This 4-bedroom, 2-bathroom single family at 148 N Virginia Street in Waterloo, NY is listed for $239,000 ($136 per sqft). Built in 1945, the home offers 1,756 sqft of living space on a 0.39 acres lot.

Key Features

  • Built in 1945
  • 0.39 acre lot
  • 2 stories

Property Details

2 stories
2 full
1-car garage
1945

Amenities

HardwoodA/C
Listing Description

148 North Virginia Street is a beautifully maintained 4 bed, 2 bath 1,756 square foot Cape Cod home in Waterloo, NY. Approaching the property, you are greeted by an expansive .39-acre lot featuring vibrant, meticulously cared-for landscaping, classic white siding, and crisp black shutters.

The attached garage provides immediate everyday convenience as well as excellent supplementary storage space for your needs. Step through the front door into an inviting, sunlit living room highlighted by a large picture window, a ceiling fan, and gleaming hardwood floors that flow seamlessly through the main living areas.

Moving forward, you will find a dedicated dining space perfectly positioned for both entertaining and everyday meals. Adjacent is the well-appointed kitchen, equipped with ample wooden cabinetry, plenty of counter space, and modern stainless steel appliances.

Completing the interior's highly functional floor plan are four generously sized bedrooms and two full bathrooms, providing abundant living space for everyone. From the dining room, sliding glass doors guide you into a bright, airy sunroom that serves as a seamless transition to the outdoors.

Step out from the sunroom onto the back patio perfect for summer relaxation and gatherings. The back patio is perfect for an outdoor seating area. The patio area overlooks an incredibly spacious, and exceptionally well-maintained and level backyard. Mature shade trees bordered by thoughtfully manicured landscaping beds dot the expansive lawn, offering a serene, park-like setting with plenty of room for outdoor activities.

Towards the rear of the property, a large detached storage shed provides abundant room for lawn equipment and seasonal items, perfectly complementing the utility and storage already found in the attached garage. With its classic layout, plentiful outdoor space, and modern amenities, this property is ready to welcome you home.

Monthly Cost Estimate

$1,278/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,036
Insurance$70

Estimates only. Actual payments may vary.

Location

148 N Virginia Street

Waterloo, NY 13165

Features & Amenities

Interior Features

CeilingFansDenSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoom

Exterior Features

BlacktopDrivewayEnclosedPorchPorchPatio

Property Details

Flooring

VariesLaminateHardwood

Construction

VinylSiding

Outdoor Features

PorchPatio

Parking

GarageDriveway

Heating

Hot Water(Heating)Natural GasForced Air

Cooling

Central Air

Appliances

BuiltInRangeBuiltInOvenConvectionOvenDryerDishwasherElectricCooktopDisposalGasWaterHeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 148 N Virginia Street is listed at $239,000 ($136/sqft). The estimated monthly payment is $1,279 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1945, 0.39 acre lot, 2 stories. Interior Features: CeilingFans, Den, SeparateFormalDiningRoom. Exterior Features: BlacktopDriveway, EnclosedPorch, Porch.

This property is listed by Cathy J. Shelanskey.

CS

Cathy J. Shelanskey

License 40SH0943457

Agent at Keller Williams Realty Gateway

Listed by Keller Williams Realty Gateway · Broker phone: (585) 356-1618 · View on Broker Site · Broker website

MLS# R1699539· Source: New York State Alliance of MLSs, LLC· 106 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

148 N Virginia Street, Waterloo, NY 13165

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