# 148 N Virginia Street, Waterloo, NY 13165 > **TL;DR:** 4bd/2ba single family, $239,000 ($136/sqft), built 1945, 1,756 sqft. > Hardwood, A/C, 1-car garage. Est. $1,279/mo. Listed 108 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $239,000 | | Price/sqft | $136 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,756 | | Year Built | 1945 | | Lot Size | 16,988 sqft (0.39 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 108 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,209 | | Estimated Insurance | $70 | | **Total** | **$1,279** | ## Key Amenities - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1945 - 0.39 acre lot - 2 stories ## Description ### Agent Description 148 North Virginia Street is a beautifully maintained 4 bed, 2 bath 1,756 square foot Cape Cod home in Waterloo, NY. Approaching the property, you are greeted by an expansive .39-acre lot featuring vibrant, meticulously cared-for landscaping, classic white siding, and crisp black shutters. The attached garage provides immediate everyday convenience as well as excellent supplementary storage space for your needs. Step through the front door into an inviting, sunlit living room highlighted by a large picture window, a ceiling fan, and gleaming hardwood floors that flow seamlessly through the main living areas. Moving forward, you will find a dedicated dining space perfectly positioned for both entertaining and everyday meals. Adjacent is the well-appointed kitchen, equipped with ample wooden cabinetry, plenty of counter space, and modern stainless steel appliances. Completing the interior's highly functional floor plan are four generously sized bedrooms and two full bathrooms, providing abundant living space for everyone. From the dining room, sliding glass doors guide you into a bright, airy sunroom that serves as a seamless transition to the outdoors. Step out from the sunroom onto the back patio perfect for summer relaxation and gatherings. The back patio is perfect for an outdoor seating area. The patio area overlooks an incredibly spacious, and exceptionally well-maintained and level backyard. Mature shade trees bordered by thoughtfully manicured landscaping beds dot the expansive lawn, offering a serene, park-like setting with plenty of room for outdoor activities. Towards the rear of the property, a large detached storage shed provides abundant room for lawn equipment and seasonal items, perfectly complementing the utility and storage already found in the attached garage. With its classic layout, plentiful outdoor space, and modern amenities, this property is ready to welcome you home. ## Location - **Address:** 148 N Virginia Street, Waterloo, NY 13165 - **County:** Seneca - **Coordinates:** 42.914284, -76.862376 - **Google Maps:** https://www.google.com/maps?q=42.914284,-76.862376 ## Listing Agent - **Name:** Cathy J. Shelanskey · **License:** 40SH0943457 - **Brokerage:** Keller Williams Realty Gateway - **Broker Phone:** (585) 356-1618 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/148-N-Virginia-St_Waterloo_NY_13165_M48076-43457?f=listhub&s=BNARNY&m=R1699539&c=propsimple) ## Photos ![148 N Virginia Street - Photo 1](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3412290227r.jpg) ![148 N Virginia Street - Photo 2](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3082733567r.jpg) ![148 N Virginia Street - Photo 3](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f259890206r.jpg) ![148 N Virginia Street - Photo 4](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f1555998086r.jpg) ![148 N Virginia Street - Photo 5](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3956301659r.jpg) ![148 N Virginia Street - Photo 6](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f976069657r.jpg) ![148 N Virginia Street - Photo 7](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f2532543460r.jpg) ![148 N Virginia Street - Photo 8](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f2961822354r.jpg) ![148 N Virginia Street - Photo 9](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f586694806r.jpg) ![148 N Virginia Street - Photo 10](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f285281450r.jpg) ![148 N Virginia Street - Photo 11](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f877273614r.jpg) ![148 N Virginia Street - Photo 12](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3860888274r.jpg) ![148 N Virginia Street - Photo 13](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3326506935r.jpg) ![148 N Virginia Street - Photo 14](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f2839588818r.jpg) ![148 N Virginia Street - Photo 15](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f1039023792r.jpg) ![148 N Virginia Street - Photo 16](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3632207852r.jpg) ![148 N Virginia Street - Photo 17](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f4234454794r.jpg) ![148 N Virginia Street - Photo 18](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3194677829r.jpg) ![148 N Virginia Street - Photo 19](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f2826418965r.jpg) ![148 N Virginia Street - Photo 20](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f4068542717r.jpg) ![148 N Virginia Street - Photo 21](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f3828238383r.jpg) ![148 N Virginia Street - Photo 22](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f415793477r.jpg) ![148 N Virginia Street - Photo 23](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f2583827762r.jpg) ![148 N Virginia Street - Photo 24](http://lh.rdcpix.com/1f00c8eb21b9c5506aee8051f6cc7f86l-f901669822r.jpg) --- **MLS#:** R1699539 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/148-n-virginia-street-waterloo-ny-13165-7426bbff1ab74f86bd1ebffa9e1a968a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/148-n-virginia-street-waterloo-ny-13165-7426bbff1ab74f86bd1ebffa9e1a968a#listing", "url": "https://www.propertysimple.ai/listing/148-n-virginia-street-waterloo-ny-13165-7426bbff1ab74f86bd1ebffa9e1a968a", "name": "148 N Virginia Street, Waterloo, NY 13165", "description": "148 North Virginia Street is a beautifully maintained 4 bed, 2 bath 1,756 square foot Cape Cod home in Waterloo, NY. Approaching the property, you are greeted by an expansive .39-acre lot featuring vibrant, meticulously cared-for landscaping, classic white siding, and crisp black shutters. The attached garage provides immediate everyday convenience as well as excellent supplementary storage space for your needs. Step through the front door into an inviting, sunlit living room highlighted by a large picture window, a ceiling fan, and gleaming hardwood floors that flow seamlessly through the main living areas. Moving forward, you will find a dedicated dining space perfectly positioned for both entertaining and everyday meals. Adjacent is the well-appointed kitchen, equipped with ample wooden cabinetry, plenty of counter space, and modern stainless steel appliances. Completing the interior's highly functional floor plan are four generously sized bedrooms and two full bathrooms, providing abundant living space for everyone. From the dining room, sliding glass doors guide you into a bright, airy sunroom that serves as a seamless transition to the outdoors. Step out from the sunroom onto the back patio perfect for summer relaxation and gatherings. The back patio is perfect for an outdoor seating area. The patio area overlooks an incredibly spacious, and exceptionally well-maintained and level backyard. Mature shade trees bordered by thoughtfully manicured landscaping beds dot the expansive lawn, offering a serene, park-like setting with plenty of room for outdoor activities. Towards the rear of the property, a large detached storage shed provides abundant room for lawn equipment and seasonal items, perfectly complementing the utility and storage already found in the attached garage. 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