About This Home

This 5-bedroom, 5-bathroom single family at 1486 DOWNHAM MARKET in Annapolis, MD is listed for $2,999,900 ($570 per sqft). Built in 1982, the home offers 5,260 sqft of living space on a 1.86 acres lot.

Key Features

  • Built in 1982
  • 1.86 acre lot
  • 3 stories
  • 12 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
4 full, 1 half
12 spaces
1982

Amenities

FireplaceWaterfrontA/C
Listing Description

There are waterfront homes...and then there are waterfront estates that redefine luxury. Welcome to 1486 Downham Market, an extraordinary deep-water retreat in the prestigious Downs on the Severn, where timeless architecture, exceptional craftsmanship, and one of the finest protected waterfront settings in the region come together to create a home that is truly without equal.

Perfectly positioned at the mouth of Clements Creek, one of the Severn River's most sought-after natural hurricane holes, this remarkable estate offers the security and protection that experienced boaters value most. The impressive 180-foot private pier is a destination in itself, featuring three slips, 50-amp shore power, reinforced pilings ready

for lifts, full riparian rights, and approximately 11 feet of mean low water-ideal for everything from a Hinckley or Chris-Craft to a Viking, Pursuit, Boston Whaler, or large motor yacht. Spend your days cruising the scenic Severn River, heading into Annapolis Harbor for waterfront dining, sailing with friends, or venturing onto the Chesapeake Bay whenever adventure calls-all just moments from your private dock.

Inside, walls of glass capture breathtaking water views from nearly every room, creating a seamless connection between the home and its spectacular waterfront setting. More than 5,000 finished square feet of beautifully designed living space blends sophisticated coastal elegance with exceptional comfort.

Soaring ceilings, rich hardwood flooring, designer lighting, and thoughtfully curated finishes create an atmosphere that is both grand and welcoming. The gourmet kitchen is designed for gathering, featuring commercial-grade appliances, granite countertops, gas cooking, and seamless flow into gracious living and dining spaces centered around a dramatic two-sided stone fireplace where conversations linger long after dinner has ended.

The primary suite is a private sanctuary overlooking the water, complete with its own sitting room and fireplace, a luxurious spa bath beneath a skylight, soaking tub, oversized glass shower, and custom walk-in closet. Family and guests enjoy exceptional privacy with spacious ensuite accommodations and thoughtfully designed Jack-and-Jill bedrooms,

while the walk-out lower level transforms entertaining into an experience with a recreation room, wet bar, wine storage, fitness room, fifth bedroom, full bath, and a stunning glass-enclosed sunroom ready for a future hot tub overlooking the river. Outdoor living is nothing short of spectacular.

Expansive multi-level decks invite peaceful mornings with coffee overlooking the water, afternoons spent watching boats drift by, lively summer celebrations with family and friends, and unforgettable evenings as the sun sets across the Severn River. Every space has been designed to embrace the beauty, tranquility, and ever-changing scenery that make waterfront living so extraordinary.

Practical luxury is equally impressive with a brand-new septic system and advanced whole-house water treatment featuring reverse osmosis and ultraviolet purification, providing confidence and peace of mind for years to come. Life in Downs on the Severn extends well beyond your property line.

Residents enjoy two private marinas, a waterfront clubhouse, swimming pool, tennis and pickleball courts, and one of Annapolis' most prestigious waterfront communities-all just minutes from Historic Annapolis, exceptional dining, shopping, and convenient access to Baltimore and Washington, D.C.

Properties of this caliber are exceptionally rare. Combining protected deep water, an extraordinary private pier, luxurious living, and one of the Severn River's most coveted locations, 1486 Downham Market is more than a home-it is a legacy waterfront estate where unforgettable moments, lifelong traditions, and the very best of Annapolis living begin.

Monthly Cost Estimate

$17,444/mo

20% down · 6.5% · 30 years

Principal$2,170
Interest$13,000
Insurance$875
HOA$1,400

Estimates only. Actual payments may vary.

Location

1486 DOWNHAM MARKET

Annapolis, MD 21401

THE DOWNS

Features & Amenities

Interior Features

Additional StairwayBarBathroom - Soaking TubBathroom - Stall ShowerBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaBuilt-InsCeiling Fan(s)Central VacuumDining AreaDouble/Dual StaircaseFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - CountryKitchen - Eat-InKitchen - GourmetKitchen - IslandKitchen - Table SpacePrimary Bath(s)Primary Bedroom - Bay FrontRecessed LightingSpiral StaircaseUpgraded CountertopsWalk-in Closet(s)Water Treat SystemWine StorageWood FloorsSkylight(s)

Property Details

Construction

Stick Built

Parking

Garage - AttachedDrivewayOff Street

Heating

ZonedForced Air

Cooling

ZonedCentral Air

Appliances

Central VacuumDishwasherDisposalDryerExhaust FanExtra Refrigerator/FreezerHumidifierIcemakerInstant Hot WaterMicrowaveOven - DoubleOven - Self CleaningOven/Range - GasRange HoodRefrigeratorStoveWasherWater Conditioner - OwnedWater Dispenser

Questions & Answers

This 5-bedroom, 5-bathroom single family at 1486 DOWNHAM MARKET is listed at $2,999,900 ($570/sqft). The estimated monthly payment is $17,444 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1400/month.

Key features include: Built in 1982, 1.86 acre lot, 3 stories, 12 parking spaces, Fireplace, Waterfront. Interior Features: Additional Stairway, Bar, Bathroom - Soaking Tub.

This property is listed by Wendy T Oliver and can be reached at 4433365091.

WO

Wendy T Oliver

Agent at Coldwell Banker Realty

(443) 336-5091

Listed by Coldwell Banker Realty · View on Broker Site

MLS# MDAA2152082· Source: listhub· 1 day on market

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1486 DOWNHAM MARKET, Annapolis, MD 21401

Open this listing in: