# 1486 DOWNHAM MARKET, Annapolis, MD 21401 > **TL;DR:** 5bd/5ba single family, $2,999,900 ($570/sqft), built 1982, 5,260 sqft. > Fireplace, Waterfront, A/C, 2-car garage. Est. $17,444/mo. Listed 71 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,999,900 | | Price/sqft | $570 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Square Feet | 5,260 | | Year Built | 1982 | | Lot Size | 81,022 sqft (1.86 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 71 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $15,169 | | Estimated Insurance | $875 | | HOA | $1,400 | | **Total** | **$17,444** | ## Nearby Schools - **Elementary:** ROLLING KNOLLS - **Middle:** BATES - **High:** ANNAPOLIS ## Key Amenities - Fireplace - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 1982 - 1.86 acre lot - 3 stories - 12 parking spaces - Fireplace - Waterfront ## Description ### Agent Description *SELLER FINANCING AVAILABLE*. There are waterfront homes...and then there are waterfront estates that redefine luxury. Welcome to 1486 Downham Market, an extraordinary deep-water retreat in the prestigious Downs on the Severn, where timeless architecture, exceptional craftsmanship, and one of the finest protected waterfront settings in the region come together to create a home that is truly without equal. Perfectly positioned at the mouth of Clements Creek, one of the Severn River's most sought-after natural hurricane holes, this remarkable estate offers the security and protection that experienced boaters value most. The impressive 180-foot private pier is a destination in itself, featuring three slips, 50-amp shore power, reinforced pilings ready for lifts, full riparian rights, and approximately 11 feet of mean low water-ideal for everything from a Hinckley or Chris-Craft to a Viking, Pursuit, Boston Whaler, or large motor yacht. Spend your days cruising the scenic Severn River, heading into Annapolis Harbor for waterfront dining, sailing with friends, or venturing onto the Chesapeake Bay whenever adventure calls-all just moments from your private dock. Inside, walls of glass capture breathtaking water views from nearly every room, creating a seamless connection between the home and its spectacular waterfront setting. More than 5,000 finished square feet of beautifully designed living space blends sophisticated coastal elegance with exceptional comfort. Soaring ceilings, rich hardwood flooring, designer lighting, and thoughtfully curated finishes create an atmosphere that is both grand and welcoming. The gourmet kitchen is designed for gathering, featuring commercial-grade appliances, granite countertops, gas cooking, and seamless flow into gracious living and dining spaces centered around a dramatic two-sided stone fireplace where conversations linger long after dinner has ended. The primary suite is a private sanctuary overlooking the water, complete with its own sitting room and fireplace, a luxurious spa bath beneath a skylight, soaking tub, oversized glass shower, and custom walk-in closet. Family and guests enjoy exceptional privacy with spacious ensuite accommodations and thoughtfully designed Jack-and-Jill bedrooms, while the walk-out lower level transforms entertaining into an experience with a recreation room, wet bar, wine storage, fitness room, fifth bedroom, full bath, and a stunning glass-enclosed sunroom ready for a future hot tub overlooking the river. Outdoor living is nothing short of spectacular. Expansive multi-level decks invite peaceful mornings with coffee overlooking the water, afternoons spent watching boats drift by, lively summer celebrations with family and friends, and unforgettable evenings as the sun sets across the Severn River. Every space has been designed to embrace the beauty, tranquility, and ever-changing scenery that make waterfront living so extraordinary. Practical luxury is equally impressive with a brand-new septic system and advanced whole-house water treatment featuring reverse osmosis and ultraviolet purification, providing confidence and peace of mind for years to come. Life in Downs on the Severn extends well beyond your property line. Residents enjoy two private marinas, a waterfront clubhouse, swimming pool, tennis and pickleball courts, and one of Annapolis' most prestigious waterfront communities-all just minutes from Historic Annapolis, exceptional dining, shopping, and convenient access to Baltimore and Washington, D.C. Properties of this caliber are exceptionally rare. Combining protected deep water, an extraordinary private pier, luxurious living, and one of the Severn River's most coveted locations, 1486 Downham Market is more than a home-it is a legacy waterfront estate where unforgettable moments, lifelong traditions, and the very best of Annapolis living begin. ## Location - **Address:** 1486 DOWNHAM MARKET, Annapolis, MD 21401 - **County:** ANNE ARUNDEL - **Neighborhood:** THE DOWNS - **Coordinates:** 39.01913, -76.53635 - **Google Maps:** https://www.google.com/maps?q=39.01913,-76.53635 ## Listing Agent - **Name:** Wendy T Oliver · **License:** 17673 - **Brokerage:** Coldwell Banker Residential Brokerage - **Phone:** 4433365091 - **Broker Phone:** (410) 224-2200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1486-Downham-Market_Annapolis_MD_21401_M61916-49901?f=listhub&s=TRENDPA&m=MDAA2152082&c=propsimple) ## Photos ![1486 DOWNHAM MARKET - Photo 1](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f1272994337r.jpg) ![1486 DOWNHAM MARKET - 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Photo 82](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f2763091052r.jpg) ![1486 DOWNHAM MARKET - Photo 83](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f3351336538r.jpg) ![1486 DOWNHAM MARKET - Photo 84](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f510971631r.jpg) ![1486 DOWNHAM MARKET - Photo 85](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f3099752481r.jpg) ![1486 DOWNHAM MARKET - Photo 86](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f4196493226r.jpg) ![1486 DOWNHAM MARKET - Photo 87](http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f1507248685r.jpg) --- **MLS#:** MDAA2152082 | **Updated:** 2026-09-29 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1486-downham-market-annapolis-md-21401-a2152082) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1486-downham-market-annapolis-md-21401-a2152082#listing", "url": "https://www.propertysimple.ai/listing/1486-downham-market-annapolis-md-21401-a2152082", "name": "1486 DOWNHAM MARKET, Annapolis, MD 21401", "description": "*SELLER FINANCING AVAILABLE*. There are waterfront homes...and then there are waterfront estates that redefine luxury. Welcome to 1486 Downham Market, an extraordinary deep-water retreat in the prestigious Downs on the Severn, where timeless architecture, exceptional craftsmanship, and one of the finest protected waterfront settings in the region come together to create a home that is truly without equal. Perfectly positioned at the mouth of Clements Creek, one of the Severn River's most sought-after natural hurricane holes, this remarkable estate offers the security and protection that experienced boaters value most. The impressive 180-foot private pier is a destination in itself, featuring three slips, 50-amp shore power, reinforced pilings ready for lifts, full riparian rights, and approximately 11 feet of mean low water-ideal for everything from a Hinckley or Chris-Craft to a Viking, Pursuit, Boston Whaler, or large motor yacht. Spend your days cruising the scenic Severn River, heading into Annapolis Harbor for waterfront dining, sailing with friends, or venturing onto the Chesapeake Bay whenever adventure calls-all just moments from your private dock. Inside, walls of glass capture breathtaking water views from nearly every room, creating a seamless connection between the home and its spectacular waterfront setting. More than 5,000 finished square feet of beautifully designed living space blends sophisticated coastal elegance with exceptional comfort. Soaring ceilings, rich hardwood flooring, designer lighting, and thoughtfully curated finishes create an atmosphere that is both grand and welcoming. The gourmet kitchen is designed for gathering, featuring commercial-grade appliances, granite countertops, gas cooking, and seamless flow into gracious living and dining spaces centered around a dramatic two-sided stone fireplace where conversations linger long after dinner has ended. The primary suite is a private sanctuary overlooking the water, complete with its own sitting room and fireplace, a luxurious spa bath beneath a skylight, soaking tub, oversized glass shower, and custom walk-in closet. Family and guests enjoy exceptional privacy with spacious ensuite accommodations and thoughtfully designed Jack-and-Jill bedrooms, while the walk-out lower level transforms entertaining into an experience with a recreation room, wet bar, wine storage, fitness room, fifth bedroom, full bath, and a stunning glass-enclosed sunroom ready for a future hot tub overlooking the river. Outdoor living is nothing short of spectacular. Expansive multi-level decks invite peaceful mornings with coffee overlooking the water, afternoons spent watching boats drift by, lively summer celebrations with family and friends, and unforgettable evenings as the sun sets across the Severn River. Every space has been designed to embrace the beauty, tranquility, and ever-changing scenery that make waterfront living so extraordinary. Practical luxury is equally impressive with a brand-new septic system and advanced whole-house water treatment featuring reverse osmosis and ultraviolet purification, providing confidence and peace of mind for years to come. Life in Downs on the Severn extends well beyond your property line. Residents enjoy two private marinas, a waterfront clubhouse, swimming pool, tennis and pickleball courts, and one of Annapolis' most prestigious waterfront communities-all just minutes from Historic Annapolis, exceptional dining, shopping, and convenient access to Baltimore and Washington, D.C. Properties of this caliber are exceptionally rare. Combining protected deep water, an extraordinary private pier, luxurious living, and one of the Severn River's most coveted locations, 1486 Downham Market is more than a home-it is a legacy waterfront estate where unforgettable moments, lifelong traditions, and the very best of Annapolis living begin.", "image": [ "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f1272994337r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f3276290168r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f3190665525r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f2057596161r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f452389845r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f3321228781r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f996900323r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f1062863949r.jpg", "http://lh.rdcpix.com/fa08670d0b35622f947dfb4a33db1ed1l-f2451262811r.jpg", 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