# 15 S Garfield Street, Rico, CO 81332 > **TL;DR:** 3bd/4ba single family, $999,000 ($368/sqft), 2,712 sqft. > Waterfront, 1-car garage. Est. $5,342/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $999,000 | | Price/sqft | $368 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 2,712 | | Lot Size | 10,019 sqft (0.23 acres) | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,051 | | Estimated Insurance | $291 | | **Total** | **$5,342** | ## Key Amenities - Waterfront - 1-car garage ## Property Highlights - 0.23 acre lot - Waterfront ## Description ### Agent Description Karen R Overington, Keller Williams Realty Southwest Associates, LLC, H:,,: Refined alpine retreat! Discover the soul of the San Juan Mountains in this stylish Rico home. Recently updated with new paint, modern lighting, and beautifully refinished flooring, this home strikes the perfect balance between rugged mountain charm and contemporary comfort. The heart of the home is the sun-drenched great room, where a wood stove and large-scale windows frame the historic town and peak-filled horizon. The functional kitchen-complete with stainless appliances and sleek concrete counters-flows seamlessly to a private side yard for alfresco dining.The intelligent floor plan provides a main-floor primary suite with a soaking tub, plus a second-story guest suite with a private sitting room and deck. The lower-level lock-off offers a flexible space for a caretaker or short-term guests (verify town STR rules). Located in a recreational paradise, you are minutes from premier hiking, biking, and river access, with the fun of Telluride's festivals and lifts a short, scenic drive away. This isn't just a house; it's a gateway to an intentional, adventure-filled life in one of Colorado's coolest mountain towns. Don't miss this opportunity! Some photos of this listing may include virtually staged amenities, furniture or fixtures. ## Location - **Address:** 15 S Garfield Street, Rico, CO 81332 - **County:** Dolores - **Coordinates:** 37.692109, -108.028796 - **Google Maps:** https://www.google.com/maps?q=37.692109,-108.028796 ## Listing Agent - **Name:** Karen Overington - **Brokerage:** Keller Williams Realty Southwest Associates - **Broker Phone:** (970) 247-3840 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/15-S-Garfield-St_Rico_CO_81332_M14351-89356?f=listhub&s=CRENCO&m=826978&c=propsimple) ## Photos ![15 S Garfield Street - Photo 1](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f4000275241r.jpg) ![15 S Garfield Street - Photo 2](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1345667010r.jpg) ![15 S Garfield Street - Photo 3](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1086188354r.jpg) ![15 S Garfield Street - Photo 4](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f844041593r.jpg) ![15 S Garfield Street - Photo 5](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3956776974r.jpg) ![15 S Garfield Street - Photo 6](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3157867471r.jpg) ![15 S Garfield Street - Photo 7](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f4043266852r.jpg) ![15 S Garfield Street - Photo 8](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3492086099r.jpg) ![15 S Garfield Street - Photo 9](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1533734173r.jpg) ![15 S Garfield Street - Photo 10](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1901565483r.jpg) ![15 S Garfield Street - Photo 11](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3672796353r.jpg) ![15 S Garfield Street - Photo 12](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1100406632r.jpg) ![15 S Garfield Street - Photo 13](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1442554040r.jpg) ![15 S Garfield Street - Photo 14](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1339152632r.jpg) ![15 S Garfield Street - Photo 15](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f964930146r.jpg) ![15 S Garfield Street - Photo 16](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3641340673r.jpg) ![15 S Garfield Street - Photo 17](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3924669115r.jpg) ![15 S Garfield Street - Photo 18](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2209308514r.jpg) ![15 S Garfield Street - Photo 19](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3469665196r.jpg) ![15 S Garfield Street - Photo 20](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3436968738r.jpg) ![15 S Garfield Street - Photo 21](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f727950973r.jpg) ![15 S Garfield Street - Photo 22](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1262037159r.jpg) ![15 S Garfield Street - Photo 23](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2971329834r.jpg) ![15 S Garfield Street - Photo 24](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2237033841r.jpg) ![15 S Garfield Street - Photo 25](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3618705490r.jpg) ![15 S Garfield Street - Photo 26](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f939298976r.jpg) ![15 S Garfield Street - Photo 27](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2329715504r.jpg) ![15 S Garfield Street - Photo 28](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2339105710r.jpg) ![15 S Garfield Street - Photo 29](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1896377342r.jpg) ![15 S Garfield Street - Photo 30](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f903527200r.jpg) ![15 S Garfield Street - Photo 31](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2160560112r.jpg) ![15 S Garfield Street - Photo 32](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1642823650r.jpg) ![15 S Garfield Street - Photo 33](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1804737207r.jpg) ![15 S Garfield Street - Photo 34](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2457240203r.jpg) ![15 S Garfield Street - Photo 35](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f1892933223r.jpg) ![15 S Garfield Street - Photo 36](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f4109729061r.jpg) ![15 S Garfield Street - Photo 37](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f728093072r.jpg) ![15 S Garfield Street - Photo 38](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f2289090207r.jpg) ![15 S Garfield Street - Photo 39](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f448620213r.jpg) ![15 S Garfield Street - Photo 40](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3669220952r.jpg) ![15 S Garfield Street - Photo 41](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f975428226r.jpg) ![15 S Garfield Street - Photo 42](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3023059919r.jpg) ![15 S Garfield Street - Photo 43](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3565343967r.jpg) ![15 S Garfield Street - Photo 44](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3508099742r.jpg) ![15 S Garfield Street - Photo 45](http://lh.rdcpix.com/7807701ae51a8290bff6db26c7ad7f44l-f3569463645r.jpg) --- **MLS#:** 826978 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Colorado Real Estate Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/15-s-garfield-street-rico-co-81332-e11e450729e84050bbbb130a2fd342f4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/15-s-garfield-street-rico-co-81332-e11e450729e84050bbbb130a2fd342f4#listing", "url": "https://www.propertysimple.ai/listing/15-s-garfield-street-rico-co-81332-e11e450729e84050bbbb130a2fd342f4", "name": "15 S Garfield Street, Rico, CO 81332", "description": "Karen R Overington, Keller Williams Realty Southwest Associates, LLC, H:,,: Refined alpine retreat! Discover the soul of the San Juan Mountains in this stylish Rico home. Recently updated with new paint, modern lighting, and beautifully refinished flooring, this home strikes the perfect balance between rugged mountain charm and contemporary comfort. The heart of the home is the sun-drenched great room, where a wood stove and large-scale windows frame the historic town and peak-filled horizon. The functional kitchen-complete with stainless appliances and sleek concrete counters-flows seamlessly to a private side yard for alfresco dining.The intelligent floor plan provides a main-floor primary suite with a soaking tub, plus a second-story guest suite with a private sitting room and deck. The lower-level lock-off offers a flexible space for a caretaker or short-term guests (verify town STR rules). Located in a recreational paradise, you are minutes from premier hiking, biking, and river access, with the fun of Telluride's festivals and lifts a short, scenic drive away. 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