# 150 Watauga River Road, Banner Elk, NC 28604 > **TL;DR:** 2bd/3ba single family, $699,000 ($205/sqft), built 1986, 3,410 sqft. Est. $3,739/mo. Listed 27 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,000 | | Price/sqft | $205 | | Bedrooms | 2 | | Bathrooms | 3 full | | Square Feet | 3,410 | | Year Built | 1986 | | Lot Size | 36,590 sqft (0.84 acres) | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 27 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,535 | | Estimated Insurance | $204 | | **Total** | **$3,739** | ## Property Highlights - Built in 1986 - 0.84 acre lot ## Description ### Agent Description Spectacular Watauga Riverfront Estate - Dual Living Quarters & Ultimate Waterfront Decks Discover the ultimate riverfront retreat on the pristine waters of the Watauga River. This expansive property is an entertainer's dream, offering an unparalleled waterfront lifestyle, exceptional space, and incredible value-add potential. Designed to comfortably sleep 12+ guests, this estate functions as a 6-bedroom, 3-bathroom haven featuring two separate, fully equipped living quarters- great for multi-generational living, a premier vacation rental, or a high-capacity mountain-river getaway. The Ultimate Riverfront Experience Step outside onto an incredible multi-tiered series of decks that cascade seamlessly from the main house all the way down to the rushing waters of the Watauga River. Whether you are hosting massive gatherings, soaking in the mountain air, or stepping right off your lower deck to fly-fish, kayak, or just play in the fresh mountain water, this outdoor living space offers a riverfront experience that is truly second to none. Dual Living Quarters & Versatile Layout - Main & Upper Levels: Feature spacious living areas framed by river views, a functional layout, and multiple sleeping areas to accommodate large groups. All furniture conveys with the house. - Finished Lower Level: A fully finished basement serves as the second independent living quarters. It provides excellent privacy, additional recreation space, and direct access to the outdoor deck systems. All furniture conveys with the house. (Note: Basement square footage (1705 sq ft) reflects unpermitted work; finished to a high standard but sold as-is). - Sewer/Septic Note: The home offers the functionality and layout of a 6-bedroom home but is serviced by a 2-bedroom septic system. Detached 2-Car Garage with Unmatched Value-Add Potential The massive detached two-car garage is a hobbyist's or investor's dream, offering two major bonus features: 1. Plumbed for a Half-Bath: Main-level garage plumbing is already stubbed out and ready for easy installation. 2. Unfinished Man Cave / Lady Lair: Construction has already begun on a massive bonus space above the garage. All on-site wood building materials convey with the sale, giving the next owner a massive head start on creating a detached game room, home office, or additional guest suite. Imagination is yours! Whether you are looking for a lucrative premier rental property that can host a crowd, or a family compound on one of the region's most desirable rivers, this Watauga River gem offers space, functionality, and upside that you won't find anywhere else. Schedule your tour today to experience the decks and the river in person! ## Location - **Address:** 150 Watauga River Road, Banner Elk, NC 28604 - **County:** Avery - **Coordinates:** 36.128017, -81.820799 - **Google Maps:** https://www.google.com/maps?q=36.128017,-81.820799 ## Listing Agent - **Name:** Billie Rogers - **Brokerage:** Keller Williams High Country - **Broker Phone:** (404) 277-3545 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/150-Watauga-River-Rd_Banner-Elk_NC_28604_M58090-54774?f=listhub&s=HCAORNC&m=264716&c=propsimple) ## Photos ![150 Watauga River Road - Photo 1](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2043780479r.jpg) ![150 Watauga River Road - Photo 2](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2434072506r.jpg) ![150 Watauga River Road - Photo 3](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1976915682r.jpg) ![150 Watauga River Road - Photo 4](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f486855190r.jpg) ![150 Watauga River Road - Photo 5](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3669895109r.jpg) ![150 Watauga River Road - Photo 6](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f498451101r.jpg) ![150 Watauga River Road - Photo 7](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f26155360r.jpg) ![150 Watauga River Road - Photo 8](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1171391630r.jpg) ![150 Watauga River Road - Photo 9](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3812184834r.jpg) ![150 Watauga River Road - Photo 10](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3534598r.jpg) ![150 Watauga River Road - Photo 11](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1800130467r.jpg) ![150 Watauga River Road - Photo 12](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f26438250r.jpg) ![150 Watauga River Road - Photo 13](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3396485839r.jpg) ![150 Watauga River Road - Photo 14](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2998328117r.jpg) ![150 Watauga River Road - Photo 15](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2862338655r.jpg) ![150 Watauga River Road - Photo 16](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2993807864r.jpg) ![150 Watauga River Road - Photo 17](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2470674903r.jpg) ![150 Watauga River Road - Photo 18](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2091126612r.jpg) ![150 Watauga River Road - Photo 19](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1627537320r.jpg) ![150 Watauga River Road - Photo 20](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f4112252764r.jpg) ![150 Watauga River Road - Photo 21](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3330036709r.jpg) ![150 Watauga River Road - Photo 22](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2849627616r.jpg) ![150 Watauga River Road - Photo 23](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2405064964r.jpg) ![150 Watauga River Road - Photo 24](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f102501963r.jpg) ![150 Watauga River Road - Photo 25](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3532010950r.jpg) ![150 Watauga River Road - Photo 26](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f946070982r.jpg) ![150 Watauga River Road - Photo 27](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2624411274r.jpg) ![150 Watauga River Road - Photo 28](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2924053058r.jpg) ![150 Watauga River Road - Photo 29](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2484873116r.jpg) ![150 Watauga River Road - Photo 30](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2149615007r.jpg) ![150 Watauga River Road - Photo 31](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f631112902r.jpg) ![150 Watauga River Road - Photo 32](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1093465760r.jpg) ![150 Watauga River Road - Photo 33](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2548115305r.jpg) ![150 Watauga River Road - Photo 34](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3308783868r.jpg) ![150 Watauga River Road - Photo 35](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2653525324r.jpg) ![150 Watauga River Road - Photo 36](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2129185628r.jpg) ![150 Watauga River Road - Photo 37](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f141699702r.jpg) ![150 Watauga River Road - Photo 38](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f355643625r.jpg) ![150 Watauga River Road - Photo 39](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3211283194r.jpg) ![150 Watauga River Road - Photo 40](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1402001436r.jpg) ![150 Watauga River Road - Photo 41](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1197868092r.jpg) ![150 Watauga River Road - Photo 42](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f3194739063r.jpg) ![150 Watauga River Road - Photo 43](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f4260432912r.jpg) ![150 Watauga River Road - Photo 44](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2893777853r.jpg) ![150 Watauga River Road - Photo 45](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f2245435314r.jpg) ![150 Watauga River Road - Photo 46](http://lh.rdcpix.com/1ce4d327f769b0587f43859f62f93250l-f1549538451r.jpg) --- **MLS#:** 264716 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 High Country Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/150-watauga-river-road-banner-elk-nc-28604-ec99cf0fff6e4fae8b3682aac1311008) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/150-watauga-river-road-banner-elk-nc-28604-ec99cf0fff6e4fae8b3682aac1311008#listing", "url": "https://www.propertysimple.ai/listing/150-watauga-river-road-banner-elk-nc-28604-ec99cf0fff6e4fae8b3682aac1311008", "name": "150 Watauga River Road, Banner Elk, NC 28604", "description": "Spectacular Watauga Riverfront Estate - Dual Living Quarters & Ultimate Waterfront Decks Discover the ultimate riverfront retreat on the pristine waters of the Watauga River. This expansive property is an entertainer's dream, offering an unparalleled waterfront lifestyle, exceptional space, and incredible value-add potential. Designed to comfortably sleep 12+ guests, this estate functions as a 6-bedroom, 3-bathroom haven featuring two separate, fully equipped living quarters- great for multi-generational living, a premier vacation rental, or a high-capacity mountain-river getaway. The Ultimate Riverfront Experience Step outside onto an incredible multi-tiered series of decks that cascade seamlessly from the main house all the way down to the rushing waters of the Watauga River. Whether you are hosting massive gatherings, soaking in the mountain air, or stepping right off your lower deck to fly-fish, kayak, or just play in the fresh mountain water, this outdoor living space offers a riverfront experience that is truly second to none. 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