About This Home

This 3-bedroom, 2-bathroom single family at 1500 Wharf RD 22 in Capitola, CA is listed for $3,995,000 ($2,159 per sqft). Built in 1927, the home offers 1,850 sqft of living space on a 0.03 acres lot.

Key Features

  • Built in 1927
  • 0.03 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full
1927

Amenities

FireplaceWaterfrontView
Listing Description

Unique, Iconic home in a World-Class Location, in the heart of Capitola Village. The beach is your backyard, the Cool Ocean is your Pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge.

At low tide, explore the tide pools on both sides of the small Bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadow Brook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon.

How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces.

There are 3 bedrooms total - 2 on the upper floor and 1 on the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available with application. The property has been recently remodeled. Do yourself a favor and come experience this incredible coastal retreat.

Monthly Cost Estimate

$23,626/mo

20% down · 6.5% · 30 years

Principal$2,889
Interest$17,312
Insurance$1,165
HOA$2,260

Estimates only. Actual payments may vary.

Location

1500 Wharf RD 22

Capitola, CA 95010

Property Details

Flooring

Wood

Construction

Stucco Wood

Views

OceanWater

Parking

OffsiteCovered

Heating

Natural GasCentralForced Air

Appliances

Oven - ElectricOven Range - Electric

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1500 Wharf RD 22 is listed at $3,995,000 ($2,159/sqft). The estimated monthly payment is $23,626 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2260/month.

Key features include: Built in 1927, 0.03 acre lot, Fireplace, Waterfront.

This property is listed by Paul Bailey and can be reached at 8318180406.

PB

Paul Bailey

License 00546781

Agent at Bailey Properties

(831) 818-0406
Agent website

Listed by Bailey Properties · Broker phone: (831) 688-7434 · View on Broker Site · Broker website

MLS# ML82041044· Source: MLS Listings, Inc.· 124 days on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1500 Wharf RD 22, Capitola, CA 95010

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