# 1500 Wharf RD 22, Capitola, CA 95010

> **TL;DR:** 3bd/2ba single family, $3,995,000 ($2159/sqft), built 1927, 1,850 sqft.
> Fireplace, Waterfront, View. Est. $23,626/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,995,000 |
| Price/sqft | $2159 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,850 |
| Year Built | 1927 |
| Lot Size | 1,350 sqft (0.03 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Ocean, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $20,201 |
| Estimated Insurance | $1,165 |
| HOA | $2,260 |
| **Total** | **$23,626** |

## Key Amenities

- Fireplace
- Waterfront
- View

## Property Highlights

- Built in 1927
- 0.03 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Unique, Iconic home in a World-Class Location, in the heart of Capitola Village. The beach is your backyard, the Cool Ocean is your Pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge. At low tide, explore the tide pools on both sides of the small Bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadow Brook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon. How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces. There are 3 bedrooms total - 2 on the upper floor and 1 on the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available with application. The property has been recently remodeled. Do yourself a favor and come experience this incredible coastal retreat.

## Location

- **Address:** 1500 Wharf RD 22, Capitola, CA 95010
- **Coordinates:** 36.971327, -121.953556
- **Google Maps:** https://www.google.com/maps?q=36.971327,-121.953556

## Virtual Tour & Media

- **Video Tour:** http://www.1500wharf-22.com

## Listing Agent

- **Name:** Paul Bailey · **License:** 00546781
- **Brokerage:** Bailey Properties
- **Phone:** 8318180406
- **Broker Phone:** (831) 688-7434
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1500-Wharf-Rd-Apt-22_Capitola_CA_95010_M20595-06550?f=listhub&s=MLSLCA&m=ML82041044&c=propsimple)

## Photos

![1500 Wharf RD 22 - Photo 1](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f336465136r.jpg)

![1500 Wharf RD 22 - Photo 2](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f304818915r.jpg)

![1500 Wharf RD 22 - Photo 3](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f793949788r.jpg)

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![1500 Wharf RD 22 - Photo 33](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f2376453471r.jpg)

![1500 Wharf RD 22 - Photo 34](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f4277177279r.jpg)

![1500 Wharf RD 22 - Photo 35](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f3567170830r.jpg)

![1500 Wharf RD 22 - Photo 36](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f1658508667r.jpg)

![1500 Wharf RD 22 - Photo 37](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f637474675r.jpg)

![1500 Wharf RD 22 - Photo 38](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f4179098542r.jpg)

![1500 Wharf RD 22 - Photo 39](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f1255320816r.jpg)

![1500 Wharf RD 22 - Photo 40](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f3594491881r.jpg)

![1500 Wharf RD 22 - Photo 41](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f1192470659r.jpg)

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![1500 Wharf RD 22 - Photo 43](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f4169739690r.jpg)

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![1500 Wharf RD 22 - Photo 45](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f1968583178r.jpg)

![1500 Wharf RD 22 - Photo 46](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f3441042923r.jpg)

![1500 Wharf RD 22 - Photo 47](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f693481609r.jpg)

![1500 Wharf RD 22 - Photo 48](http://lh.rdcpix.com/e65e92f511dd0a7189f228cf78aed6del-f499501891r.jpg)

---

**MLS#:** ML82041044 | **Updated:** 2026-09-21
**Source:** listhub

*Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1500-wharf-rd-22-capitola-ca-95010-82041044)

---

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