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About This Home

This 4-bedroom, 4-bathroom single family at 1513 Harding Road in Heathsville, VA is listed for $1,349,000 ($527 per sqft). Built in 1999, the home offers 2,558 sqft of living space on a 2.05 acres lot.

Agent Description

Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds.Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level.

Cottage is connected by two covered porches to a 2 car oversized garage with outdoor steps from porch up to guest quarters with 4th bedroom with bath. Enjoy the outside grilling deck off the cottage family room. Additional land features include detached playhouse.

Perfect place for kids overlooking the water. Outside features include firepit, fantastic water views in all directions, waterside lounging area, great dock, two lifts, water and electricity, plus room for all the water toys and fishing gear. This is a river compound designed for just you or all your family & friends.

Beautiful privacy, great community, etc. There is a controlling depth at mouth of Harvey's Creek but accommodates most size power boats. 2.05 acres of privacy in a sought-after community. Features: 5 bedrooms, 4 baths, bulkhead shoreline, conditioned crawl space, generator, sand beach, dock and 15 minutes to Kilmarnock, Country club and all the area's special features.

Perfect primary or second home. Home is being sold furnished except for some personal items. A list is available. Make an appointment to visit this ideal waterfront property.

Key Features

  • Built in 1999
  • 2.05 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 2 half
1999

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$7,575/mo

20% down · 6.5% · 30 years

Principal$976
Interest$5,846
Insurance$393
HOA$360

Estimates only. Actual payments may vary.

Location

1513 Harding Road

Heathsville, VA 22473

Harmony Hall Farm

Features & Amenities

Interior Features

BedroomOnMainLevelCeilingFansFireplaceHighCeilings

Exterior Features

BoatLiftDeckDockPorchUnpavedDriveway

Property Details

Flooring

WoodTile

Construction

Drywall WoodSiding

Pool Features

PorchDeck

Parking

DrivewayGaragePaved or Surfaced

Heating

Heat Pump (Heating)Electric (Heating)Forced Air

Cooling

ElectricCentral AirHeat Pump

Appliances

DryerDishwasherElectricWaterHeaterGasCookingMicrowaveOvenRefrigeratorStoveWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1513 Harding Road is listed at $1,349,000 ($527/sqft). The estimated monthly payment is $6,206 based on 20% down at 6.5% interest.

HOA fees are $360/month.

Key features include: Built in 1999, 2.05 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BedroomOnMainLevel, CeilingFans, Fireplace. Exterior Features: BoatLift, Deck, Dock.

This property is listed by Sandra H. Hargett and can be reached at 8044363454 or sandrahargett@lizmoore.com.

SH

Sandra H. Hargett

Agent at Liz Moore & Associates

(804) 436-3454

Listed by Liz Moore & Associates · View on Broker Site

MLS# 202600825· Source: listhub· Updated 17 days ago

Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1513 Harding Road, Heathsville, VA 22473

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