# 1513 Harding Road, Heathsville, VA 22473

> **TL;DR:** 4bd/4ba single family, $1,349,000 ($527/sqft), built 1999, 2,558 sqft.
> Fireplace, Waterfront, A/C. Est. $6,206/mo. Listed 17 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,349,000 |
| Price/sqft | $527 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 2 half |
| Square Feet | 2,558 |
| Year Built | 1999 |
| Lot Size | 89,298 sqft (2.05 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 17 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,846 |
| HOA | $360 |
| **Total** | **$6,206** |

## Nearby Schools

- **Elementary:** Northumberland
- **Middle:** Northumberland
- **High:** Northumberland

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1999
- 2.05 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds.Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level. Cottage is connected by two covered porches to a 2 car oversized garage with outdoor steps from porch up to guest quarters with 4th bedroom with bath. Enjoy the outside grilling deck off the cottage family room. Additional land features include detached playhouse. Perfect place for kids overlooking the water. Outside features include firepit, fantastic water views in all directions, waterside lounging area, great dock, two lifts, water and electricity, plus room for all the water toys and fishing gear. This is a river compound designed for just you or all your family & friends. Beautiful privacy, great community, etc. There is a controlling depth at mouth of Harvey's Creek but accommodates most size power boats. 2.05 acres of privacy in a sought-after community. Features: 5 bedrooms, 4 baths, bulkhead shoreline, conditioned crawl space, generator, sand beach, dock and 15 minutes to Kilmarnock, Country club and all the area's special features. Perfect primary or second home. Home is being sold furnished except for some personal items. A list is available. Make an appointment to visit this ideal waterfront property.

## Location

- **Address:** 1513 Harding Road, Heathsville, VA 22473
- **County:** Northumberland
- **Neighborhood:** Harmony Hall Farm
- **Coordinates:** 37.797008, -76.314578
- **Google Maps:** https://www.google.com/maps?q=37.797008,-76.314578

## Virtual Tour & Media

- **Video Tour:** listings.tgprealestate.com/videos/019dfdbf-688d-73e7-b3a1-b1a42c2e008d

## Listing Agent

- **Name:** Sandra H. Hargett
- **Brokerage:** Liz Moore & Associates
- **Phone:** 8044363454
- **Email:** sandrahargett@lizmoore.com

## Primary Photo

![1513 Harding Road - Primary Photo](http://lh.rdcpix.com/92b2ba1dbe787e38b2a471fbdd0d654el-f912870820r.jpg)

*48 total photos available on [listing page](https://www.propertysimple.com/listing/1513-harding-road-heathsville-va-22473-02600825)*

---

**MLS#:** 202600825 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1513-harding-road-heathsville-va-22473-02600825)

---

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