# 1520 Elm st, Utica, , NY 13501

> **TL;DR:** multi-family, $220,000, built 1880.
> 2-car garage. Est. $1,176/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $220,000 |
| Year Built | 1880 |
| Garage | 2-car |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 12 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,112 |
| Estimated Insurance | $64 |
| **Total** | **$1,176** |

## Nearby Schools

- **Elementary:** Watson Williams Elementary School
- **Middle:** Senator James H Donovan Middle Sch
- **High:** Thomas R Proctor High School

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1880

## Description

### Agent Description
Beautiful 2-Family home and spacious property located in Utica, Upstate New York! Featuring 4 bedrooms across the first and second floors, this home offers generous living space and a versatile layout. Additional features include a finished basement and attic, providing extra space for a variety of needs. Situated on a 50 x 120 lot, this property offers plenty of potential for homeowners and investors alike. Don't miss this opportunity to own a property with ample space and possibilities in the heart of Utica.

## Location

- **Address:** 1520 Elm st, Utica, , NY 13501
- **County:** Out of Area
- **Coordinates:** 43.091091, -75.242776
- **Google Maps:** https://www.google.com/maps?q=43.091091,-75.242776

## Listing Agent

- **Name:** Angel G. Naranjo
- **Brokerage:** Keller Williams Landmark II
- **Broker Phone:** (347) 846-1200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1520-Elm-St_Utica_NY_13501_M38813-49757?f=listhub&s=MLSLINY&m=1061832&c=propsimple)

## Photos

![1520 Elm st, Utica - Photo 1](http://lh.rdcpix.com/1a54cc9a8d74cc375d6ad7507de730f2l-f3833605637r.jpg)

![1520 Elm st, Utica - Photo 2](http://lh.rdcpix.com/1a54cc9a8d74cc375d6ad7507de730f2l-f2677332930r.jpg)

![1520 Elm st, Utica - Photo 3](http://lh.rdcpix.com/1a54cc9a8d74cc375d6ad7507de730f2l-f2601895767r.jpg)

---

**MLS#:** 1061832 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1520-elm-st-utica-ny-13501-2a38da7e81264546b17767c376fb6c2a)

---

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