# 1521 Rachael Lane, Waterloo, IL 62298 > **TL;DR:** 4bd/3ba single family, $370,900 ($151/sqft), built 2015, 2,452 sqft. > A/C, 2-car garage. Est. $1,983/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $370,900 | | Price/sqft | $151 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,452 | | Year Built | 2015 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,875 | | Estimated Insurance | $108 | | **Total** | **$1,983** | ## Nearby Schools - **Elementary:** WATERLOO DIST 5 - **Middle:** WATERLOO DIST 5 - **High:** Waterloo ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2015 - 0.28 acre lot ## Description ### Agent Description MISSION: Find a home that's actually move-in ready. STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list. The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room just off the 2-car garage. You'll also find two secondary bedrooms, a full bathroom, and a spacious primary suite featuring a dual sink vanity, walk-in shower, and a large walk-in closet. The walk-out basement is where things get interesting. Kick back at the custom bar, catch the big game or movie night with the projector and surround sound, challenge your friends to a game of darts, and don't miss the hidden bookshelf that opens to a secret closet. It's the kind of feature that makes every first-time visitor say, "Wait... do that again!" The lower level also includes the fourth bedroom and an additional full bathroom. Out back, you'll find a deck overlooking the backyard, plus the walk-out patio below, giving you two great spots to enjoy the outdoors. Finished with a brick front and located on the desirable north end of Waterloo, this home is clean, updated, and truly move-in ready. The only thing left to do is move in... and decide what belongs in the secret bookshelf closet. ## Location - **Address:** 1521 Rachael Lane, Waterloo, IL 62298 - **County:** Monroe - **Neighborhood:** Rose Meadows - **Coordinates:** 38.372065, -90.161638 - **Google Maps:** https://www.google.com/maps?q=38.372065,-90.161638 ## Listing Agent - **Name:** Monica Schmidt - **Brokerage:** eXp Realty - **Broker Phone:** (888) 574-9405 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1521-Rachael-Ln_Waterloo_IL_62298_M89301-75433?f=listhub&s=MARISMO&m=26046372&c=propsimple) ## Photos ![1521 Rachael Lane - Photo 1](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3417977151r.jpg) ![1521 Rachael Lane - Photo 2](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3294197683r.jpg) ![1521 Rachael Lane - Photo 3](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f2380587550r.jpg) ![1521 Rachael Lane - Photo 4](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f520211679r.jpg) ![1521 Rachael Lane - Photo 5](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f645065054r.jpg) ![1521 Rachael Lane - Photo 6](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f24505390r.jpg) ![1521 Rachael Lane - Photo 7](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3245540064r.jpg) ![1521 Rachael Lane - Photo 8](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f1847407613r.jpg) ![1521 Rachael Lane - Photo 9](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f4131182726r.jpg) ![1521 Rachael Lane - Photo 10](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f1792594307r.jpg) ![1521 Rachael Lane - Photo 11](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3770611576r.jpg) ![1521 Rachael Lane - Photo 12](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f130713306r.jpg) ![1521 Rachael Lane - Photo 13](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f4097336938r.jpg) ![1521 Rachael Lane - Photo 14](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f299853874r.jpg) ![1521 Rachael Lane - Photo 15](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3698067856r.jpg) ![1521 Rachael Lane - Photo 16](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f639667532r.jpg) ![1521 Rachael Lane - Photo 17](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f2861538192r.jpg) ![1521 Rachael Lane - Photo 18](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f2598008520r.jpg) ![1521 Rachael Lane - Photo 19](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f4014936534r.jpg) ![1521 Rachael Lane - Photo 20](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f2187368182r.jpg) ![1521 Rachael Lane - Photo 21](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3644555359r.jpg) ![1521 Rachael Lane - Photo 22](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f2340833240r.jpg) ![1521 Rachael Lane - Photo 23](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3718254934r.jpg) ![1521 Rachael Lane - Photo 24](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f715682976r.jpg) ![1521 Rachael Lane - Photo 25](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f3691433569r.jpg) ![1521 Rachael Lane - Photo 26](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f1370840417r.jpg) ![1521 Rachael Lane - Photo 27](http://lh.rdcpix.com/17514ee3d8eabd19b42afabceb478c51l-f1462054623r.jpg) --- **MLS#:** 26046372 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1521-rachael-lane-waterloo-il-62298-ccc758fa681a476bb4a58a7ad00816f2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1521-rachael-lane-waterloo-il-62298-ccc758fa681a476bb4a58a7ad00816f2#listing", "url": "https://www.propertysimple.ai/listing/1521-rachael-lane-waterloo-il-62298-ccc758fa681a476bb4a58a7ad00816f2", "name": "1521 Rachael Lane, Waterloo, IL 62298", "description": "MISSION: Find a home that's actually move-in ready. STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list. The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room just off the 2-car garage. You'll also find two secondary bedrooms, a full bathroom, and a spacious primary suite featuring a dual sink vanity, walk-in shower, and a large walk-in closet. The walk-out basement is where things get interesting. Kick back at the custom bar, catch the big game or movie night with the projector and surround sound, challenge your friends to a game of darts, and don't miss the hidden bookshelf that opens to a secret closet. It's the kind of feature that makes every first-time visitor say, \"Wait... do that again!\" The lower level also includes the fourth bedroom and an additional full bathroom. Out back, you'll find a deck overlooking the backyard, plus the walk-out patio below, giving you two great spots to enjoy the outdoors. 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