About This Home

This 4-bedroom, 4-bathroom single family at 154 Settlers Hammock Circle in Saint Simons Island, GA is listed for $750,000 ($231 per sqft). Built in 2006, the home offers 3,246 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 2006
  • 0.33 acre lot
  • 2 stories

Property Details

2 stories
3 full, 1 half
2-car garage
2006

Amenities

HardwoodA/C
Listing Description

Set in a timeless mid-island location, this charming Lowcountry-style home is surrounded by the natural beauty and enduring character that define St. Simons Island. Situated on a generous .33-acre lot, the 4BR/3.5BA two-story residence features a durable metal roof, inviting front and rear porches, and a beautiful backyard with serene surroundings.

Inside, high ceilings and hardwood floors create a warm and gracious setting. The main level includes a living room, dining room, spacious kitchen with a center island and custom cabinetry, breakfast nook, powder room, and den. A generously sized pantry currently occupies the elevator shaft, with the shaft continuing to the second floor .

It offers the opportunity to create an elevator between levels. Upstairs are three bedrooms, each with an ensuite bath, along with a fourth den/ bedroom area featuring abundant closet space and access to the continuation of the elevator shaft. A rear porch and oversized garage provide a seamless connection to the lovely backyard and its peaceful views.

The neighborhood offers a unique connection to the island's history and preserved lands, bordering Musgrove Plantation/ Guale Preserve to the north and approx. 15 acres Spears Preserve to the south. It is also near the Harrington Nature Park ,which includes two ponds and docks, and the historic Harrington School. Village Creek Landing boat launch is also conveniently nearby, offering easy access to the island's waterways.

Monthly Cost Estimate

$4,461/mo

20% down · 6.5% · 30 years

Principal$542
Interest$3,250
Insurance$219
HOA$450

Estimates only. Actual payments may vary.

Location

154 Settlers Hammock Circle

Saint Simons Island, GA 31522

Settlers Hammock

Features & Amenities

Interior Features

Ceiling Fan(s)Crown MoldingCentral VacuumDouble VanityHigh CeilingsRecessed LightingSmart HomeTray Ceiling(s)Walk-In Closet(s)Elevator ReadySeparate ShowerPrimary SuiteSitting AreaBreakfast BarKitchen Island

Exterior Features

LightingSmart Lock(s)

Property Details

Flooring

HardwoodCarpetTile

Construction

Wood Siding

Outdoor Features

Porch

Parking

GarageOff StreetOpenGuestDriveway

Heating

CentralHeat Pump (Heating)

Cooling

Central AirHeat PumpCeiling Fan(s)ElectricZoned

Appliances

Convection OvenDryerDishwasherElectric RangeMicrowaveRangeRefrigeratorRange HoodSelf Cleaning OvenWasherConvection OvenDryerDishwasherElectric RangeMicrowaveRangeRefrigeratorRange HoodSelf Cleaning OvenWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 154 Settlers Hammock Circle is listed at $750,000 ($231/sqft). The estimated monthly payment is $4,461 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $450/month.

Key features include: Built in 2006, 0.33 acre lot, 2 stories. Interior Features: Ceiling Fan(s), Crown Molding, Central Vacuum. Exterior Features: Lighting, Smart Lock(s).

This property is listed by Ann Harrell.

AH

Ann Harrell

License 126587

Agent at DeLoach Sotheby's International Realty

Listed by DeLoach Sotheby's International Realty · Broker phone: 9126380406 · View on Broker Site · Broker website

MLS# 2001291· Source: Golden Isles Association of REALTORS· 97 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

154 Settlers Hammock Circle, Saint Simons Island, GA 31522

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