About This Home

This 4-bedroom, 3-bathroom single family at 15445 POTOMAC RIVER Drive in Cobb Island, MD is listed for $899,000 ($352 per sqft). Built in 1937, the home offers 2,554 sqft of living space on a 0.32 acres lot.

Key Features

  • Built in 1937
  • 0.32 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1937

Amenities

FireplaceWaterfrontA/C
Listing Description

This waterfront 4 bedroom, 3 bathroom retreat is perfectly positioned on the Potomac River with sweeping views and unforgettable sunsets. Offered fully furnished, this home is truly move-in ready-whether you're looking for a primary residence, a second home, or an Airbnb investment.

Completely reimagined in 2022, the property was lifted to meet modern floodplain requirements and enhanced with a full remodel and addition, blending timeless coastal charm with today's comfort and efficiency. Inside you are greeted by floor-to-ceiling water views framed by expansive windows and doors across the back of the home.

The open main level features a wood-burning insert fireplace separating the kitchen and family room, a shiplap ceiling, and durable LVP flooring. The gourmet kitchen boasts all new appliances, including an 8-burner double oven gas range, while the adjacent partially covered deck with Trex flooring and hot tub invites you to relax or entertain outdoors.

The layout is both functional and inviting, offering a first-floor bedroom and bath, two additional bedrooms and a spa-inspired bath upstairs, plus a stunning owner's suite with commanding Potomac River views. Bathrooms are all new, with a soaking tub upstairs and a dual-head shower downstairs.

Every bedroom is equipped with its own ductless mini-split for customized comfort and energy savings. Additional highlights include bamboo flooring upstairs, craftsman trim, a whole-house water filter, new well tank, and tankless Infinity water heater.

A finished bunk room (possible 5th bedroom) above the detached workshop with its own entrance and mini-split HVAC adds versatile space for guests, hobbies, or work. The property also features a pier with a 10,000 lb boat lift, making it easy to explore the Potomac River, Wicomico River, and Neale Sound.

Life on Cobb Island is as special as the home itself. This golf-cart and water-access community offers no HOA, yet the Citizens Association keeps the island lively with events like Cobb Island Day, Witches on the Water, Monarch Mania, and the Lighting of the Christmas Crab Basket Tree. Local marinas, restaurants, and the recently updated market are all just a short stroll or cart ride away. Fully furnished and turnkey, this is waterfront living at its finest and ready for you to start making memories from day one.

Monthly Cost Estimate

$4,808/mo

20% down · 6.5% · 30 years

Principal$650
Interest$3,896
Insurance$262

Estimates only. Actual payments may vary.

Location

15445 POTOMAC RIVER Drive

Cobb Island, MD 20625

COBB ISLAND

Property Details

Construction

Cement Siding Composition

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 15445 POTOMAC RIVER Drive is listed at $899,000 ($352/sqft). The estimated monthly payment is $4,808 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1937, 0.32 acre lot, 2 stories, Fireplace, Waterfront.

This property is listed by Sarah Swann.

SS

Sarah Swann

License 662211

Agent at Baldus Real Estate, Inc.

Listed by Baldus Real Estate, Inc. · Broker phone: (301) 870-3131 · View on Broker Site · Broker website

MLS# MDCH2053108· Source: Bright MLS· 210 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

15445 POTOMAC RIVER Drive, Cobb Island, MD 20625

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