About This Home

This 1-bedroom, 1-bathroom single family at 1555 Route 292 in Holmes, NY is listed for $249,000 ($340 per sqft). Built in 1940, the home offers 733 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1940
  • 0.20 acre lot
  • Fireplace
  • Waterfront

Property Details

1 full
1940

Amenities

FireplaceWaterfrontView
Listing Description

Attention investors, contractors, and DIYers looking for affordable lake living - this one may be just what you are looking for! Welcome to this charming 1-bedroom, 1-bath cottage-style home in Holmes, offering a unique opportunity to enjoy lake access and views of Whaley Lake.

Located directly across the street from the lake, this 733 sq ft home provides lake rights and convenient access to the water, making it an appealing option for buyers looking for a property near Whaley Lake. Built in 1940, the home features a cozy layout with a fireplace, a sunroom, and a patio area to enjoy the outdoor setting.

This property offers a chance to bring your vision and updates to a classic cottage. The basement provides potential additional space for future expansion, and the home's location is the true highlight offering the opportunity to enjoy the Whaley Lake lifestyle from just across the road.

While the home will need some renovation, the roof was replaced 2 years ago. Whether you are looking for a weekend getaway, seasonal retreat, or a smaller home with lake access in Dutchess County, this property offers a rare setting in the Pawling community. Conveniently located near local shops, dining, schools, parks, and transportation options, including access to Metro-North rail service in the surrounding area, this home combines a lake setting with accessibility to nearby amenities and commuting routes.

Monthly Cost Estimate

$1,332/mo

20% down · 6.5% · 30 years

Principal$180
Interest$1,079
Insurance$73

Estimates only. Actual payments may vary.

Location

1555 Route 292

Holmes, NY 12531

Features & Amenities

Interior Features

First Floor BedroomFirst Floor Full Bath

Property Details

Flooring

CarpetTileLaminate

Construction

Vinyl Siding

Views

Lake

Outdoor Features

Patio

Parking

Driveway

Heating

Propane (Heating)WoodCoalBaseboardOil

Appliances

DryerWasher

Questions & Answers

This 1-bedroom, 1-bathroom single family at 1555 Route 292 is listed at $249,000 ($340/sqft). The estimated monthly payment is $1,332 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.20 acre lot, Fireplace, Waterfront. Interior Features: First Floor Bedroom, First Floor Full Bath.

This property is listed by Virginia Corbett and can be reached at 8455823790.

VC

Virginia Corbett

Agent at eXp Realty

(845) 582-3790

Listed by eXp Realty · Broker phone: (888) 276-0630 · View on Broker Site

MLS# 1031078· Source: OneKey MLS· 52 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1555 Route 292, Holmes, NY 12531

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