# 1555 Route 292, Holmes, NY 12531 > **TL;DR:** 1bd/1ba single family, $249,000 ($340/sqft), built 1940, 733 sqft. > Fireplace, Waterfront, View. Est. $1,332/mo. Listed 50 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $249,000 | | Price/sqft | $340 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 733 | | Year Built | 1940 | | Lot Size | 8,712 sqft (0.20 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 50 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,259 | | Estimated Insurance | $73 | | **Total** | **$1,332** | ## Nearby Schools - **Elementary:** Pawling Elementary School - **Middle:** Pawling Middle School - **High:** Pawling High School ## Key Amenities - Fireplace - Waterfront - View ## Property Highlights - Built in 1940 - 0.20 acre lot - Fireplace - Waterfront ## Description ### Agent Description Attention investors, contractors, and DIYers looking for affordable lake living - this one may be just what you are looking for! Welcome to this charming 1-bedroom, 1-bath cottage-style home in Holmes, offering a unique opportunity to enjoy lake access and views of Whaley Lake. Located directly across the street from the lake, this 733 sq ft home provides lake rights and convenient access to the water, making it an appealing option for buyers looking for a property near Whaley Lake. Built in 1940, the home features a cozy layout with a fireplace, a sunroom, and a patio area to enjoy the outdoor setting. This property offers a chance to bring your vision and updates to a classic cottage. The basement provides potential additional space for future expansion, and the home's location is the true highlight offering the opportunity to enjoy the Whaley Lake lifestyle from just across the road. While the home will need some renovation, the roof was replaced 2 years ago. Whether you are looking for a weekend getaway, seasonal retreat, or a smaller home with lake access in Dutchess County, this property offers a rare setting in the Pawling community. Conveniently located near local shops, dining, schools, parks, and transportation options, including access to Metro-North rail service in the surrounding area, this home combines a lake setting with accessibility to nearby amenities and commuting routes. ## Location - **Address:** 1555 Route 292, Holmes, NY 12531 - **County:** Dutchess County - **Coordinates:** 41.560817, -73.666688 - **Google Maps:** https://www.google.com/maps?q=41.560817,-73.666688 ## Listing Agent - **Name:** Virginia Corbett - **Brokerage:** eXp Realty - **Phone:** 8455823790 - **Broker Phone:** (888) 276-0630 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1555-Route-292_Holmes_NY_12531_M35485-05827?f=listhub&s=MLSLINY&m=1031078&c=propsimple) ## Photos ![1555 Route 292 - Photo 1](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f2419442735r.jpg) ![1555 Route 292 - Photo 2](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f2776688864r.jpg) ![1555 Route 292 - Photo 3](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f3669454340r.jpg) ![1555 Route 292 - Photo 4](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f3497290786r.jpg) ![1555 Route 292 - Photo 5](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f3504591290r.jpg) ![1555 Route 292 - Photo 6](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f268228956r.jpg) ![1555 Route 292 - Photo 7](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f2186469717r.jpg) ![1555 Route 292 - Photo 8](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f674957797r.jpg) ![1555 Route 292 - Photo 9](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f737296060r.jpg) ![1555 Route 292 - Photo 10](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f815677579r.jpg) ![1555 Route 292 - Photo 11](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1777201339r.jpg) ![1555 Route 292 - Photo 12](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f3204626297r.jpg) ![1555 Route 292 - Photo 13](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1949402640r.jpg) ![1555 Route 292 - Photo 14](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f444068884r.jpg) ![1555 Route 292 - Photo 15](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1141519161r.jpg) ![1555 Route 292 - Photo 16](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1898372277r.jpg) ![1555 Route 292 - Photo 17](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f2599223090r.jpg) ![1555 Route 292 - Photo 18](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f3829519466r.jpg) ![1555 Route 292 - Photo 19](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f263014226r.jpg) ![1555 Route 292 - Photo 20](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f4140039823r.jpg) ![1555 Route 292 - Photo 21](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1971548132r.jpg) ![1555 Route 292 - Photo 22](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1257801249r.jpg) ![1555 Route 292 - Photo 23](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1652438186r.jpg) ![1555 Route 292 - Photo 24](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f1183205081r.jpg) ![1555 Route 292 - Photo 25](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f2975354382r.jpg) ![1555 Route 292 - Photo 26](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f246243938r.jpg) ![1555 Route 292 - Photo 27](http://lh.rdcpix.com/0312aa47df1be1acd3a386b0341ce898l-f3651804258r.jpg) --- **MLS#:** 1031078 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1555-route-292-holmes-ny-12531-1031078) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1555-route-292-holmes-ny-12531-1031078#listing", "url": "https://www.propertysimple.ai/listing/1555-route-292-holmes-ny-12531-1031078", "name": "1555 Route 292, Holmes, NY 12531", "description": "Attention investors, contractors, and DIYers looking for affordable lake living - this one may be just what you are looking for! Welcome to this charming 1-bedroom, 1-bath cottage-style home in Holmes, offering a unique opportunity to enjoy lake access and views of Whaley Lake. Located directly across the street from the lake, this 733 sq ft home provides lake rights and convenient access to the water, making it an appealing option for buyers looking for a property near Whaley Lake. Built in 1940, the home features a cozy layout with a fireplace, a sunroom, and a patio area to enjoy the outdoor setting. This property offers a chance to bring your vision and updates to a classic cottage. The basement provides potential additional space for future expansion, and the home's location is the true highlight offering the opportunity to enjoy the Whaley Lake lifestyle from just across the road. While the home will need some renovation, the roof was replaced 2 years ago. Whether you are looking for a weekend getaway, seasonal retreat, or a smaller home with lake access in Dutchess County, this property offers a rare setting in the Pawling community. 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