Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 1-bedroom, 1-bathroom single family at 156 Finch Knob Road in Otto, NC is listed for $95,000. Built in 1990, on a 0.18 acres lot.

Agent Description

Charming Mountain Getaway in 55+ Seasonal Community Welcome to your affordable summer retreat in the beautiful Western NC mountains! Located in a 55+ park open from April to November, this delightful home began as a camper and has been thoughtfully expanded into a cozy, cottage-style haven.

Inside, you'll find a spacious living area that serves as a den, workspace, or hobby room, along with an attached laundry room and workshop for added convenience. The expanded primary bedroom and bath provide extra comfort and space.Step outside to a charming front porch and an expansive deck leading to a separate guest quarters-complete with a large bedroom, full bath, and closet, perfect for visitors.

A second deck offers the ideal spot for grilling, a fire pit, or entertaining. Additional features include: Detached carport, Large fenced gravel parking area, double lot for added space and beautiful rock work and landscaping. Being sold fully furnished-just move right in! This adorable home is "cute as a button" and ready for you to start making mountain memories. Don't miss this unique opportunity for a peaceful seasonal lifestyle!

Key Features

  • Built in 1990
  • 0.18 acre lot
  • Fireplace

Property Details

1 full
1990

Amenities

Fireplace

Monthly Cost Estimate

$858/mo

20% down · 6.5% · 30 years

Principal$69
Interest$412
Insurance$28
HOA$350

Estimates only. Actual payments may vary.

Location

156 Finch Knob Road

Otto, NC 28763

Soco Springs

Features & Amenities

Interior Features

Cathedral/Vaulted CeilingCeiling Fan(s)Kitchen/Dining RoomLiving/Dining RoomMain Level LivingPrimary on Main LevelOpen FloorplanPantryWorkshop

Exterior Features

Rustic Appearance

Property Details

Flooring

CarpetVinyl

Construction

Wood Siding Vinyl Siding

Pool Features

DeckPorch

Parking

Carport

Heating

Electric (Heating)

Appliances

Electric Water HeaterMicrowaveElectric Oven/RangeRefrigeratorWasherDryer

Questions & Answers

This 1-bedroom, 1-bathroom single family at 156 Finch Knob Road is listed at $95,000. The estimated monthly payment is $762 based on 20% down at 6.5% interest.

HOA fees are $350/month.

Key features include: Built in 1990, 0.18 acre lot, Fireplace. Interior Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Kitchen/Dining Room. Exterior Features: Rustic Appearance.

This property is listed by Jean Owen and can be reached at 8283713258 or jeanowen25@gmail.com.

JO

Jean Owen

Agent at Realty One Group Vibe

(828) 371-3258

Listed by Realty One Group Vibe · View on Broker Site

MLS# 26046619· Source: listhub· Updated today

Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

156 Finch Knob Road, Otto, NC 28763

Open this listing in: