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About This Home

This 1-bedroom, 3-bathroom single family at 156 Main Street in Worcester, NY is listed for $99,000 ($57 per sqft). Built in 1890, the home offers 1,750 sqft of living space on a 0.12 acres lot.

Agent Description

Mixed-use Main Street building featuring retail space on the first floor and a second-floor apartment with separate exterior entrance. The second-floor apartment offers a spacious layout including a living room, eat-in kitchen, two bedrooms, and one full bathroom.

Rooms connect in a functional layout with natural light throughout, and hardwood flooring is present in portions of the apartment. The apartment has its own exterior entrance and back deck access overlooking the wooded backyard. The street-level commercial space offers large display windows and an open showroom that flows into additional work and storage rooms toward the rear.

A half bathroom is located on the main level. The full basement is partially finished and includes two potential livable areas and an additional half bath, though it requires significant renovation. Basement access is available through the storefront interior and from the rear deck.

A multi-level rear deck provides access to the basement, storefront, and second-floor apartment. The backyard is narrow but deep and borders Worcester Heritage Park, offering a unique in-town setting. Located within the Worcester business district with visibility along Main Street.

Approximately 20 minutes to Oneonta and 25 minutes to Cooperstown. This property offers flexibility for a business owner to operate downstairs while living upstairs, for an investor to rent one or both spaces, or for conversion to multiple residential units if desired. Being sold as-is and requiring renovation and updating, it presents an opportunity to restore and add value in a visible in-town location with easy access to I-88.

Key Features

  • Built in 1890
  • 0.12 acre lot
  • 2 stories

Property Details

2 stories
1 full, 2 half
1890

Amenities

Hardwood

Monthly Cost Estimate

$529/mo

20% down · 6.5% · 30 years

Principal$72
Interest$429
Insurance$29

Estimates only. Actual payments may vary.

Location

156 Main Street

Worcester, NY 12197

Features & Amenities

Interior Features

EatInKitchenHomeOffice

Exterior Features

Deck

Property Details

Flooring

VinylVariesHardwood

Construction

Frame WoodSiding

Pool Features

Deck

Parking

GarageDriveway

Heating

Electric (Heating)Forced Air

Appliances

ElectricOvenElectricRangeElectricWaterHeaterRefrigerator

Questions & Answers

This 1-bedroom, 3-bathroom single family at 156 Main Street is listed at $99,000 ($57/sqft). The estimated monthly payment is $429 based on 20% down at 6.5% interest.

Key features include: Built in 1890, 0.12 acre lot, 2 stories. Interior Features: EatInKitchen, HomeOffice. Exterior Features: Deck.

This property is listed by Stacey L. Camilleri and can be reached at 6073762279 or scamilleri@kw.com.

SC

Stacey L. Camilleri

Agent at Keller Williams Upstate NY Properties

(607) 376-2279

Listed by Keller Williams Upstate NY Properties · View on Broker Site

MLS# R1664877· Source: listhub· Updated 90 days ago

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

156 Main Street, Worcester, NY 12197

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