About This Home

This 4-bedroom, 4-bathroom single family at 1560 Bell Phipps Road in Monticello, KY is listed for $485,000 ($223 per sqft). Built in 2014, the home offers 2,177 sqft of living space on a 2.50 acres lot.

Key Features

  • Built in 2014
  • 2.50 acre lot
  • Fireplace

Property Details

1 story
3 full, 1 half
2014

Amenities

FireplaceViewHardwoodA/C
Listing Description

Square footage, garage and room count include primary residence and guest house. Guest house could be used as a mother-in-law suite, another residence or as an Airbnb for additional income. Located minutes from 2 concrete boat ramps on beautiful Lake Cumberland and close to Beaver Creek Marina on +/- 2.5 acres of secluded, wooded land.

Primary residence features 12 ft. ceilings, crown molding, stained glass windows, custom built-ins and cabinets with lots of counter space, walk in pantry, steam room, laundry chute, spacious walk in main shower and built in primary bed with storage. Unfinished upper level with 12 ft.

ceiling that could be finished for additional living space. Outside, enjoy: multilevel decks, 2 covered porches, screened-in room, sitting areas, fire pit and beautiful landscaping. Property has underground utilities and city water. The guest house (above the additional 3 car garage) features full kitchen, bath with walk in shower, living/king sleeping area, 2 built in window-twin beds and loft for additional sleeping space.

Laundry and one-half bath are located in the lower 3-car garage. Call ASAP for your chance to own this one of a kind property.

Monthly Cost Estimate

$2,594/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141

Estimates only. Actual payments may vary.

Location

1560 Bell Phipps Road

Monticello, KY 42633

Rural

Features & Amenities

Interior Features

Primary First FloorWalk-In Closet(s)Ceiling Fan(s)

Property Details

Flooring

TileCarpetHardwood

Construction

Brick Veneer HardiPlank Type

Views

Lake

Parking

OpenGarage - AttachedDrivewayGarage

Heating

Propane (Heating)Electric (Heating)Heat Pump (Heating)

Cooling

ElectricHeat PumpAttic Fan

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1560 Bell Phipps Road is listed at $485,000 ($223/sqft). The estimated monthly payment is $2,593 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2014, 2.50 acre lot, Fireplace. Interior Features: Primary First Floor, Walk-In Closet(s), Ceiling Fan(s).

This property is listed by Farrah Dobbs and can be reached at 6068023360.

FD

Farrah Dobbs

Agent at Lake Cumberland Real Estate Professionals

(606) 802-3360

Listed by Lake Cumberland Real Estate Professionals · View on Broker Site

MLS# 26006654· Source: listhub· 94 days on market

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1560 Bell Phipps Road, Monticello, KY 42633

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