About This Home

This 4-bedroom, 4-bathroom single family at 1560 Bell Phipps Road in Monticello, KY is listed for $485,000 ($223 per sqft). Built in 2014, the home offers 2,177 sqft of living space on a 2.50 acres lot.

Key Features

  • Built in 2014
  • 2.50 acre lot
  • Fireplace

Property Details

1 story
3 full, 1 half
2014

Amenities

FireplaceViewHardwoodA/C
Listing Description

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities.

The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage.

An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb.

It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath.

Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting.

Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

Monthly Cost Estimate

$2,594/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141

Estimates only. Actual payments may vary.

Location

1560 Bell Phipps Road

Monticello, KY 42633

Rural

Features & Amenities

Interior Features

Primary First FloorWalk-In Closet(s)Ceiling Fan(s)

Property Details

Flooring

TileCarpetHardwood

Construction

Brick Veneer HardiPlank Type

Views

Lake

Parking

Garage - DetachedOpenGarageGarage - AttachedDrivewayWorkshop

Heating

Electric (Heating)Propane (Heating)Heat Pump (Heating)

Cooling

ElectricAttic FanHeat Pump

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1560 Bell Phipps Road is listed at $485,000 ($223/sqft). The estimated monthly payment is $2,593 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2014, 2.50 acre lot, Fireplace. Interior Features: Primary First Floor, Walk-In Closet(s), Ceiling Fan(s).

This property is listed by Brandon Davis and can be reached at 6068020123.

BD

Brandon Davis

Agent at No Wake Real Estate

(606) 802-0123

Listed by No Wake Real Estate · View on Broker Site

MLS# 26019708· Source: listhub· 1 day on market

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1560 Bell Phipps Road, Monticello, KY 42633

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