# 1560 Bell Phipps Road, Monticello, KY 42633

> **TL;DR:** 4bd/4ba single family, $485,000 ($223/sqft), built 2014, 2,177 sqft.
> Fireplace, View, Hardwood, A/C. Est. $2,593/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $485,000 |
| Price/sqft | $223 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,177 |
| Year Built | 2014 |
| Lot Size | 108,900 sqft (2.50 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Views** - Lake
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,452 |
| Estimated Insurance | $141 |
| **Total** | **$2,593** |

## Nearby Schools

- **Elementary:** Bell
- **Middle:** Wayne Co
- **High:** Wayne Co

## Key Amenities

- Fireplace
- View
- Hardwood
- A/C

## Property Highlights

- Built in 2014
- 2.50 acre lot
- Fireplace

## Description

### Agent Description
Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

## Location

- **Address:** 1560 Bell Phipps Road, Monticello, KY 42633
- **County:** Wayne
- **Neighborhood:** Rural
- **Coordinates:** 36.837807, -84.958801
- **Google Maps:** https://www.google.com/maps?q=36.837807,-84.958801

## Listing Agent

- **Name:** Brandon Davis
- **Brokerage:** No Wake Real Estate
- **Phone:** 6068020123

## Primary Photo

![1560 Bell Phipps Road - Primary Photo](http://lh.rdcpix.com/4b1129f07102de160ba25015d7fb4e63l-f1547611925r.jpg)

*129 total photos available on [listing page](https://www.propertysimple.ai/listing/1560-bell-phipps-road-monticello-ky-42633-26019708)*

---

**MLS#:** 26019708 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1560-bell-phipps-road-monticello-ky-42633-26019708)

---

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