# 15617 Front Beach Road #317 & 321, Panama City Beach, FL 32413

> **TL;DR:** 2bd/2ba condo, $574,999 ($862/sqft), built 1982, 667 sqft.
> Waterfront, A/C. Est. $4,740/mo. Listed 331 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $574,999 |
| Price/sqft | $862 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 667 |
| Year Built | 1982 |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 331 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,908 |
| Estimated Insurance | $168 |
| HOA | $1,664 |
| **Total** | **$4,740** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1982
- 3 stories
- Waterfront

## Description

### Agent Description
This unique, turn-key offering in a highly desirable location features a flexible, combined condo/duplex/townhome style setup, configured as two completely separate rental units with independent access, maximizing occupancy and generating significant income. Available to rent separately or combined for maximum daily rates. Unit 317 has 1 bedroom and a loft plus a sleeper sofa to host up to 6 guests. There are granite countertops, updated stainless steel appliances, gorgeous tiled shower, and tile floors throughout. The loft features a reading nook with a bird's eye view of the Gulf. Unit 321 is an efficiency with a loft that is able to accommodate 4 guests. This unit also has granite countertops in the efficiency kitchen, tiled shower, and tile and wood laminate floors. This unit also offers amazing Gulf views. The connecting door has been sealed. The property has a pet friendly policy which expands the rental pool. Both properties combined generated a rental revenue of over $110,000. *The HOA fee listed is the total for both units.

## Location

- **Address:** 15617 Front Beach Road #317 & 321, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Ambassador Beach Condo
- **Coordinates:** 30.21178, -85.870158
- **Google Maps:** https://www.google.com/maps?q=30.21178,-85.870158

## Listing Agent

- **Name:** J3/Jim H Hodges · **License:** 0583553
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/15617-Front-Beach-Rd-Unit-317_Panama-City-Beach_FL_32413_M52604-79038?f=listhub&s=BCARFL&m=782656&c=propsimple)

## Photos

![15617 Front Beach Road #317 & 321 - Photo 1](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f2075318205r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 2](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3749427847r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 3](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3636491074r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 4](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f12434658r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 5](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f594355625r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 6](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1230540068r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 7](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f2818390574r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 8](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1019484354r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 9](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3003772991r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 10](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f17550670r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 11](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1699782515r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 12](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f218781517r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 13](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1343642605r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 14](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f298754930r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 15](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1527800766r.jpg)

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![15617 Front Beach Road #317 & 321 - Photo 17](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1372797957r.jpg)

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![15617 Front Beach Road #317 & 321 - Photo 21](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f558753391r.jpg)

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![15617 Front Beach Road #317 & 321 - Photo 23](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f4042593730r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 24](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1098607343r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 25](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1843361966r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 26](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3791539741r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 27](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3042557722r.jpg)

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![15617 Front Beach Road #317 & 321 - Photo 29](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1242047109r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 30](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3118139117r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 31](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f2402654027r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 32](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f966399833r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 33](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f2361739811r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 34](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3409243097r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 35](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1922059201r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 36](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1417054318r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 37](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f2114495566r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 38](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3561821656r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 39](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1605839204r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 40](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1304274363r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 41](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1979515272r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 42](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1658862721r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 43](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f84880339r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 44](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3136953020r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 45](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f891199336r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 46](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f608106173r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 47](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f821757599r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 48](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3559371860r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 49](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1440765423r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 50](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f4053578829r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 51](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f158268189r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 52](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1220857647r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 53](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1425570427r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 54](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3284865250r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 55](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1327326631r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 56](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f1872268052r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 57](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f2700053180r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 58](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3394041816r.jpg)

![15617 Front Beach Road #317 & 321 - Photo 59](http://lh.rdcpix.com/d8dffce65e19b536ab6c05aa3e98a909l-f3970555318r.jpg)

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---

**MLS#:** 782656 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/15617-front-beach-road-panama-city-beach-fl-32413-8a67c9b0e2d44f44bf9c349036ccd561)

---

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