About This Home

This 2-bedroom, 2-bathroom single family at 1566 Indian Bay Road in Spring Hill, FL is listed for $399,900 ($260 per sqft). Built in 2001, the home offers 1,536 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 2001
  • 0.30 acre lot

Property Details

1 story
1 full, 1 half
2001

Amenities

A/C
Listing Description

High and Dry! The home has never experienced any storm or flood damage. Welcome to your laid-back coastal retreat in the desirable Indian Bay neighborhood of Hernando County. This elevated two-bedroom, one-and-a-half-bath home captures the essence of Gulf-side living with inviting spaces and breezy waterfront charm.

Step inside to a light-filled family room that flows effortlessly into a spacious kitchen designed for both function and style. Featuring abundant cabinetry, granite countertops, and a cozy eat-in area, the kitchen overlooks the Gulf--creating the perfect backdrop for morning coffee or evening meals.

Both the kitchen and family room offer sliding glass doors that open to a covered, screened front deck where you can unwind and take in stunning sunset views over the water. The home offers two generously sized bedrooms, each with pocket sliding doors, ample closet space, and private sliding glass doors leading to an expansive 31-foot covered back

patio overlooking a peaceful, wooded backyard--ideal for relaxing or entertaining in a more secluded setting. Need extra space? A charming spiral staircase in the family room leads to a 31' x 12' loft, currently utilized as a third bedroom, offering flexibility for guests, a home office, or creative space.

Underneath the home, you'll find an impressive 60' x 31' area with 11-foot ceiling height and a convenient half bath--perfect for storing boats, RVs, or all your coastal lifestyle toys. Ideally located just minutes from Hernando Beach shopping, dining, and local marinas, this home offers the perfect blend of comfort, functionality, and relaxed coastal living. Whether you're looking for a full-time residence, weekend getaway or Short term rental property, this Gulf-view gem is ready to welcome you home.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

1566 Indian Bay Road

Spring Hill, FL 34607

Indian Bay Country Homes Unrec

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenWalk-In Closet(s)

Property Details

Flooring

Laminate

Construction

Vinyl Siding

Outdoor Features

Deck

Parking

Off Street

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

DishwasherDryerElectric OvenMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 1566 Indian Bay Road is listed at $399,900 ($260/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2001, 0.30 acre lot. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s).

This property is listed by Sean P Kwiatkowski.

SK

Sean P Kwiatkowski

License 3347497

Agent at People's Trust Realty

Listed by People's Trust Realty · Broker phone: (352) 688-7022 · View on Broker Site · Broker website

MLS# 2259084· Source: Hernando County Association of REALTORS®, Inc.· 187 days on PropertySimple

Copyright © 2026 Hernando County Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1566 Indian Bay Road, Spring Hill, FL 34607

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