About This Home

This 1-bedroom, 1-bathroom single family at 157 W 123rd Street #5-F in New York, NY is listed for $295,000 ($738 per sqft). the home offers 400 sqft of living space on a N/A lot.

Property Details

1 full
#5-F
Listing Description

Renovated South Facing King Size 1 Bedroom in the MonteCristo! Come home to this well laid out and sun-filled 1-bedroom HDFC co-op in the heart of South Harlem! Featuring hardwood floors, high ceilings, oversized south facing windows, and plenty of natural light, this inviting home offers a comfortable layout with a windowed bathroom and ample closet space.

The building offers elevator and full time super. Centrally located to multiple subway lines 2/3 & A/B/C/D! Near all that 125th Street central shopping has to offer including Whole Foods, Marshalls, Trader Joe's and a multitude of other services. Harlem's restaurant row is close by offering an eclectic mix of dining and entertainment such as Red Ro

oster, Lido, Sylvia's, Angel of Harlem, Fox at Frederick Douglass - and of course, the legendary Apollo theater. There's a new Food Hub. Harlem is culturally rich with art galleries and many other educational & cultural institutions like City College, a/k/a the Hogwarts of Manhattan, Schomburg Center and the new Studio Museum and National Black Theatre currently in development.

All within reach! Super low maintenance ($490), no assessments. Financing permitted up to 90%. Gifting & Co-purchasing allowed. HDFC Co-op subject to household income limits please contact us to go over the restrictions... For more information and/or to schedule a viewing, please feel free to reach out via email, text or call.

Monthly Cost Estimate

$2,068/mo

20% down · 6.5% · 30 years

Principal$213
Interest$1,278
Insurance$86
HOA$490

Estimates only. Actual payments may vary.

Location

157 W 123rd Street #5-F

New York, NY 10027

Mt. Morris Park

Questions & Answers

This 1-bedroom, 1-bathroom single family at 157 W 123rd Street is listed at $295,000 ($738/sqft). The estimated monthly payment is $2,068 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $490/month.

This property is listed by Jhonatan Ocampo.

JO

Jhonatan Ocampo

Agent at Compass

Listed by Compass · Broker phone: 6469820353

MLS# 11909119· Source: My State MLS· 94 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

157 W 123rd Street #5-F, New York, NY 10027

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